<h2>Self-Custodial Wallet Expands Into Stablecoins Under GENIUS Act Framework</h2><a href="https://coin360.com/review/metamask">MetaMask</a> has unveiled its first native stablecoin,&nbsp;<a href="https://x.com/MetaMask/status/1958501352805392885">MetaMask USD (mUSD)</a>, becoming the first self-custodial&nbsp;<a href="https://coin360.com/glossary/crypto-wallets">wallet</a> to launch such an asset. The announcement came on August 21, 2025, with the company highlighting that mUSD will be fully integrated across the MetaMask ecosystem. The stablecoin is designed to provide seamless functionality for users who want to move between crypto and dollar-backed assets, with direct support across&nbsp;<a href="https://coin360.com/coin/ethereum-eth">Ethereum</a> and Linea, Consensys’ Layer-2 network. Users will be able to on-ramp, off-ramp, swap, transfer, and bridge mUSD directly through the wallet without relying on external platforms, giving it an immediate edge in terms of accessibility and scale.<figure class="image"><img alt="Screenshot_5.png" src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/Screenshot_5_8cf490103f.png"></figure>The token will be issued by Bridge, a Stripe subsidiary, and will be backed one-to-one by dollar-equivalent assets in full compliance with the recently passed GENIUS Act, which provides a clear regulatory framework for&nbsp;<a href="https://coin360.com/glossary/stablecoin">stablecoins</a> in the U.S. Institutional support has also been built into the launch. The stablecoin will rely on M^0, a specialized protocol for stablecoin issuance, while custody and treasury management services will be handled by Blackstone, signaling a move to reinforce stability and credibility in both the retail and institutional markets. Reports of a governance proposal leaking online before being quickly removed had already pointed to the project’s advanced stage of development, with sources indicating that MetaMask intended to make mUSD live before the end of August 2025.Ajay Mittal, MetaMask’s vice president of product strategy, described the rollout as a way to&nbsp;<a href="https://coin360.com/glossary/address">address</a> fragmented stablecoin experiences by offering users potentially lower costs, greater composability, and smoother transaction flows. The wallet’s built-in user base and its established role in decentralized finance provide a strong launchpad for adoption, positioning mUSD not just as a MetaMask tool but as a liquidity layer that could extend across the wider&nbsp;<a href="https://coin360.com/glossary/decentralised-finance">DeFi</a> landscape. The company also confirmed plans to expand functionality by embedding mUSD as a payment option on its Mastercard-powered debit card by the end of 2025, a move that would connect stablecoin utility to real-world spending.The timing of the launch aligns with broader momentum in the stablecoin market, where global adoption has accelerated across payments, trading, and remittances. With the GENIUS Act offering regulatory clarity and MetaMask integrating issuance, compliance, and user-facing tools under one roof, the introduction of mUSD underscores a strategic push to secure a place at the center of stablecoin infrastructure. By combining direct wallet integration with institutional-grade backing and future debit card functionality, MetaMask is positioning its stablecoin to compete not only within the crypto ecosystem but also in bridging the gap between decentralized finance and traditional financial use cases.This article has been refined and enhanced by ChatGPT.

Robot leaps between Ethereum shards, liquidity chains glow, [stablecoin] expansion

Robot leaps between Ethereum shards, liquidity chains glow, [stablecoin] expansion.webp

MetaMask Introduces mUSD Stablecoin With Linea Integration and Debit Card Plans

Coin360 weekly crypto news, cryptocurrency updates, market movement

Coin360 weekly crypto news

Coin360 Weekly Dispatch | Crypto Market Updates & Highlights | August 10 - August 16, 2025

<h2>Guilty Plea Marks Turning Point in Terra Collapse Fallout</h2>Terraform Labs co-founder Do Kwon has&nbsp;<a href="https://www.reuters.com/legal/government/do-kwon-plead-guilty-us-conspiracy-fraud-charges-40-billion-crypto-collapse-2025-08-12/?taid=689b549f8411e700012ef8fe">pleaded guilty</a> to two criminal charges in the United States, bringing a dramatic conclusion to one of the most closely watched legal battles stemming from the collapse of&nbsp;<a href="https://coin360.com/coin/terra-luna">Terra</a> USD. Kwon, 33, admitted guilt to conspiracy to defraud and wire fraud, according to court filings reported by Reuters. His decision follows years of litigation and global legal disputes after Terra USD’s implosion in 2022 erased tens of billions of dollars and triggered a domino effect across the digital asset sector.During a hearing, Kwon told the court he would waive his right to trial and acknowledged that his plea could result in a prison sentence of up to 25 years, as reported by Inner City Press. A day earlier, Judge Paul Engelmayer of the U.S. District Court for the Southern District of New York signaled that the defendant might change his plea, setting the stage for the guilty admission.Federal prosecutors first charged Kwon in March 2023 with a wide array of offenses, including conspiracy to commit fraud, commodities fraud, securities fraud, wire fraud, market manipulation, and money laundering. The allegations centered on Terraform’s algorithmic stablecoin Terra USD, which was paired with its sister token Luna through a system of market incentives. The design was intended to maintain price stability, but when Terra USD collapsed in May 2022, the failure destabilized markets and accelerated the downfall of several crypto firms.Kwon’s legal troubles stretched beyond U.S. borders. He was arrested in Montenegro in March 2023 for traveling with forged documents while attempting to flee prosecution. Following months of legal wrangling, he was extradited to the U.S. in December, even as both American and South Korean authorities sought to prosecute him. Initially, Kwon pleaded not guilty to U.S. charges earlier this year before ultimately reversing course with his latest plea.The Terraform founder also faced civil charges in the United States. The Securities and Exchange Commission sued both Kwon and Terraform in February 2023, accusing them of misleading investors in violation of federal securities laws. Although Kwon was not present, a trial began in March and concluded in April with a jury finding him and Terraform liable for civil fraud. Jurors determined that Kwon and his company deceived investors about the stability of Terra USD and the safety of related investments, a conclusion that reinforced regulators’ claims of systemic misrepresentation.Kwon’s guilty plea now marks a pivotal moment in the broader reckoning for algorithmic&nbsp;<a href="https://coin360.com/glossary/stablecoin">stablecoins</a> and the oversight of the digital asset sector. With sentencing pending, the former crypto executive faces the possibility of decades in prison as the legal fallout from Terra’s collapse continues to reverberate across the industry.This article has been refined and enhanced by ChatGPT.

Faceless robot balances justice scale symbolizing fraud sentencing risks

Faceless robot balances justice scale symbolizing fraud sentencing risks_11zon.webp

Terraform Co-Founder Do Kwon Pleads Guilty to Fraud in U.S. Case

<h2>Deribit Brings Linear Bitcoin and Ether Options to Market Under Coinbase Umbrella</h2><a href="https://coin360.com/review/coinbase">Coinbase</a> has completed its long-anticipated $2.9 billion acquisition of Deribit, cementing one of the largest deals in crypto history and reshaping the derivatives landscape. The transaction, which closed on August 14, 2025, included $700 million in cash and 11 million Class A Coinbase shares, underscoring the exchange’s push to unify spot,&nbsp;<a href="https://coin360.com/glossary/futures-contracts">futures</a>, perpetuals, and options trading within a single platform. Coinbase executives described the agreement as the biggest brand-to-brand partnership the industry has seen, signaling an aggressive move to consolidate its grip on global derivatives markets.Deribit enters Coinbase’s fold with scale and momentum. The Panama-based exchange processed over $1.185 trillion in trading volume during 2024, nearly doubling activity from the prior year, and maintains open interest of roughly $59 billion. July 2025 marked its busiest month on record, with more than $185 billion in monthly volumes. These figures highlight Deribit’s position as the dominant player in crypto options markets and a vital piece in Coinbase’s strategy to broaden institutional engagement. Coinbase Vice President of Institutional Products Greg Tusar said the acquisition complements record growth in its existing derivatives unit, while Deribit CEO Luuk Strijers emphasized that new product lines will give both institutional and retail traders more efficient tools to manage capital.Only days after the deal closed, Deribit announced it will launch&nbsp;<a href="https://coin360.com/coin/usd-coin-usdc">USDC</a>-settled linear options and fixed futures for&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">Bitcoin</a> and&nbsp;<a href="https://coin360.com/coin/ethereum-eth">Ethereum</a> on August 19, further expanding its product suite. These instruments will allow traders to pay and receive payouts in USDC rather than underlying crypto assets, reducing exposure to market swings tied to coin settlement and aligning more closely with traditional finance structures. The new contracts introduce lower minimum order sizes—0.01&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">BTC</a> for Bitcoin and 0.1&nbsp;<a href="https://coin360.com/coin/ethereum-eth">ETH</a> for Ethereum—making the market more accessible to a wider range of participants. Strijers noted that USDC settlement provides fiat equivalence alongside improved capital efficiency, features that appeal to both retail traders and large institutions.The linear options are designed to coexist with Deribit’s existing inverse, coin-settled products, giving traders opportunities to hedge and arbitrage across both systems. Settlement indexes were shifted on July 15 to peg BTC-USDC and ETH-USDC to BTC-USD and ETH-USD respectively, removing volatility from USDC exchange rates in payout calculations. However, Deribit cautioned that USDC de-peg risks remain and could affect margin calculations in cross-portfolio and single-portfolio margin accounts. Lower trade and tick sizes apply in public markets, though block trade thresholds remain consistent with existing inverse options.Deribit has positioned these contracts as a step toward improved collateral flexibility and broader adoption of stablecoin-based settlement. Cross-portfolio margining is expected to ease capital requirements by offsetting positions across linear and inverse instruments, while USDC balances may also generate additional returns through Deribit’s four percent annual rewards program. A testnet is available for traders to explore the mechanics ahead of the live rollout. Combined with Coinbase’s global reach, the integration of Deribit’s trillion-dollar derivatives infrastructure and the addition of linear USDC-settled options establish the merged entity as a central hub for institutional and retail crypto derivatives trading worldwide.This article has been refined and enhanced by ChatGPT.

Robot leaps between Ethereum and Bitcoin shards linked by USDC

Coinbase Finalizes $2.9 Billion Acquisition of Deribit, Expands With USDC-Settled Options

<h2>Institutional Accumulation Pushes Ethereum Treasuries to Historic Levels</h2>BitMine Immersion Technologies expanded its&nbsp;<a href="https://coin360.com/coin/ethereum-eth">Ethereum</a> holdings at a record pace on August 16, 2025, acquiring 135,135&nbsp;<a href="https://coin360.com/coin/ethereum-eth">ETH</a> worth $600 million within just ten hours through institutional platforms FalconX, Galaxy Digital, and BitGo. The purchase lifted its total treasury to 1.297 million ETH, valued at $5.77 billion, cementing its status as the largest corporate holder of Ethereum globally. Only days earlier, BitMine’s ETH stash was valued at $4.96 billion, highlighting the sharp impact of its latest move on its balance sheet.&nbsp;The company has also&nbsp;<a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/0001829311/000149315225011833/form8-k.htm">announced</a> plans to raise $24.5 billion via an at-the-market stock offering, with a large portion earmarked for further ETH accumulation, a strategy analysts say mirrors MicroStrategy’s&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">Bitcoin</a> playbook. Beyond simple acquisition, BitMine is staking its treasury assets to capture yields of 1.7–2.2% annually, while its stock has surged over 480% year-to-date as institutional investors, including Peter Thiel and Cathie Wood, back its pivot toward Ethereum as a reserve asset.SharpLink Gaming consolidated its position as the second-largest corporate Ethereum holder on August 15, 2025, confirming that its treasury reached 728,804 ETH, valued at approximately $3.3 billion by the end of the second quarter.&nbsp;<figure class="image"><img alt="Screenshot_7.png" src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/Screenshot_7_4a32de8bf1.png"></figure>The company generated 1,326 ETH in staking rewards during the quarter but reported a $103.4 million net loss, driven largely by non-cash impairments on its liquid-staked Ethereum. SharpLink raised $2.6 billion through a combination of PIPE financing, at-the-market offerings, and registered direct offerings to fund its rapid accumulation, while adding further credibility by appointing Ethereum co-founder and ConsenSys CEO Joseph Lubin as chairman and former BlackRock digital assets head Joseph Chalom as co-CEO.&nbsp;Earlier in July, the company acquired 74,656 ETH for $213 million at an average of $2,852 per ETH, with nearly all of it staked and yielding additional rewards. On July 31, it added 11,259 ETH at a cost of $43 million, lifting its total treasury valuation to $1.74 billion at that point, with roughly $386 million in unrealized gains based on a $3,011 cost basis. By August, the balance had more than doubled in value as the coin&nbsp;<a href="https://coin360.com/glossary/market-capitalization">market cap</a> for ETH advanced alongside corporate treasury inflows.The wider institutional momentum around Ethereum treasuries has accelerated as both BitMine and SharpLink together pursue capital raises surpassing $25 billion. While BitMine’s $24.5 billion ATM program dwarfs most corporate efforts, SharpLink confirmed it had completed a $389 million share offering, with proceeds primarily directed toward ETH acquisition but also reserved for working capital and marketing.&nbsp;Market activity intensified ahead of U.S. inflation data, with one entity acquiring $1.3 billion worth of ETH across ten new wallets in a single week, outpacing ETF inflows and adding to optimism reflected in the&nbsp;<a href="https://coin360.com/">crypto price</a> index. Against the backdrop of U.S. federal debt climbing to $37 trillion, Ethereum’s growing role as a strategic treasury reserve is being reinforced by both staking incentives and its foundational role in&nbsp;<a href="https://coin360.com/glossary/stablecoin">stablecoins</a> and tokenized assets.<figure class="image"><img alt="Screenshot_8.png" src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/Screenshot_8_6c14383fec.png"></figure>Executives backing these strategies argue the moves go beyond speculative bets. Fundstrat’s Tom Lee, who also chairs BitMine, has set an ambitious target of acquiring and staking 5% of Ethereum’s total supply, underscoring the scale of corporate demand. Andrew Keys of The&nbsp;<a href="https://coin360.com/coin/ethereum-eth">Ether</a> Machine described the approach as an active strategy rather than passive accumulation, noting that his firm is generating risk-adjusted returns while leveraging Ethereum’s versatility for tokenization of stablecoins, bonds, and real-world assets.&nbsp;Critics remain skeptical, suggesting that companies may simply be capitalizing on public enthusiasm to boost valuations, yet proponents insist Ethereum remains in the earliest stages of what they describe as the next generation of the internet. With corporate treasuries entering billions and crypto price dynamics shifting as Ethereum gains traction as a reserve asset, the long-term implications for the coin market cap of ETH are drawing closer scrutiny from traditional and crypto investors alike.This article has been refined and enhanced by ChatGPT.

BitMine and SharpLink now hold nearly $9B in Ethereum.webp

BitMine and SharpLink Lead Corporate Ethereum Race With Billions in Treasury Assets

<h2>Market Volatility Follows Record Gains and Sharp Altcoin Losses</h2><a href="https://coin360.com/coin/bitcoin-btc">Bitcoin</a> surged to an all-time high above $124,000 on August 14, 2025, before a rapid selloff erased the gains within hours. Trading data showed the leading cryptocurrency peaking at $124,002.49 in early Asian markets, with some platforms reporting a high of $124,130. Year-to-date, Bitcoin had risen about 30% to 33%, doubling from 2024 levels amid optimism over Federal Reserve rate cuts, rising U.S. equity markets, and policy support from the Trump administration, including an executive order allowing crypto exposure in 401(k) retirement plans.&nbsp;<figure class="image"><img alt="chart_11zon.jpg" src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/chart_11zon_7f056a1d96.jpg"></figure>Analysts suggested that holding above $125,000 could clear a path toward $150,000, yet the rally quickly reversed. Bitcoin dropped more than $6,600 to trade below $117,500, triggering roughly $227 million in leveraged long liquidations. Despite the sharp move,&nbsp;<a href="https://coin360.com/glossary/futures-contracts">futures</a> premiums remained neutral, indicating limited panic among traders, though new inflation data and Treasury commentary weighed on sentiment.<a href="https://coin360.com/coin/ethereum-eth">Ethereum</a> drew strong attention as whale accumulation drove prices higher. Between July 10 and August 9, large wallets added more than 1.035 million&nbsp;<a href="https://coin360.com/coin/ethereum-eth">ETH</a>, worth around $4.17 billion, lifting prices from $2,600 to $4,000, a 45% increase within a month. One whale alone bought 312,052 ETH, valued at $1.34 billion, in just eight days, exceeding combined daily inflows into U.S. spot ETH ETFs.&nbsp;The buying spree lifted ETH above $4,200, its highest level since December 2021, before breaking through $4,300 and reaching nearly $4,780—within 9% of the record $4,865.81 set in November 2021. Institutional participation and Ethereum’s growing role in stablecoin infrastructure and tokenization helped fuel momentum, alongside expectations of Fed easing. Despite these gains, Santiment data revealed Ethereum sentiment lagging behind Bitcoin, with bullish chatter far more concentrated on&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">BTC</a>.<figure class="image"><img alt="chart (1)_11zon.jpg" src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/chart_1_11zon_4b40266e61.jpg"></figure>Profit-taking followed as an early ICO participant sold 2,300 ETH worth $9.91 million, while still holding 1,623 ETH valued at $6.99 million. Analysts highlighted a CME gap between $4,092 and $4,261 that may act as resistance, with potential retracements likely before another upward push. Market-wide correction quickly unfolded, as Ethereum dropped 5% below $4,500 after nearing $4,800. Bitcoin slipped to a five-day low just above $114,000, with realized price models hinting at possible downside toward $105,000.&nbsp;The broader coin&nbsp;<a href="https://coin360.com/glossary/market-capitalization">market cap</a> shed about $80 billion overnight, dragging the total&nbsp;<a href="https://coin360.com/">crypto price</a> index to roughly $4.05 trillion. Inflation pressures and a surge in unstaking activity compounded the losses, highlighting how quickly shifts in macro conditions can jolt digital assets even after historic highs.This article has been refined and enhanced by ChatGPT.

Robot sliding on tilted Bitcoin blocks, echoing sudden crypto price

Robot sliding on tilted Bitcoin blocks, echoing sudden crypto price.webp

Bitcoin Hits $124K Before Selloff as Ethereum Nears $4,800 on Whale Buying

Telegram casinos provide an easy and private way for players to engage with cryptocurrency gambling. You can get into a variety of exciting casino games like slots, table games, and live dealer experiences, directly through your Telegram chats. These platforms combine convenience with betting, but it’s important to understand the way they work before users get started. Like any online venture, they come with risks, so always tread carefully and stay informed to make the most of your experience.<h2>Understanding Telegram Casino Mechanics</h2>The Telegram app has bots that operate as casinos. Users can access online casino games through Telegram without needing to download the apps or visit websites. The bot system operates with ease to allow users to play slots, table games, and live dealer games through simple commands.The platforms implement algorithms that ensure that game results remain fair and transparent. The majority of Telegram casinos operate with Bitcoin and Ethereum alongside various alternative cryptocurrencies. The platforms match Telegram's privacy standards while enabling users to make fast transactions. Users find these casinos appealing because they have simple access. The sign-up process at these casinos remains brief since they do not require the same identification verification as traditional casinos. After discovering a bot, you can start playing immediately, yet the convenience comes with potential security concerns.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Essential Safety Tools and Features</h2>When exploring the different options&nbsp;<a href="https://www.pokerscout.com/casino/telegram-casinos/">available on Telegram</a>, prioritizing platforms that implement robust safety measures is crucial. Reputable Telegram casinos offer several responsible gambling tools designed to protect players from excessive losses and addictive behaviors.Spending limits form a basic defense. Good platforms let users set daily, weekly, or monthly caps. This prevents rash bets when people are emotional. These limits should be simple to set but hard to change. Any change should take time to come into effect.Self-exclusion is another key safety measure. Players with gambling issues can block their access to a platform for a time or for good. The top Telegram casinos respect these exclusions across all their bots. They also give clear routes for players to get aid from gambling addiction groups. Reality check alerts gently remind people of the time and money they have spent betting. These messages pop up during play at set times. They push players to look at their current session without emotion. Though they seem basic, these tools help encourage responsible gambling.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Identifying and Managing Risks</h2>Here are the main dangers that every player should be aware of and actively manage:<ul><li>Scam Operations: Dishonest platforms might look real at first, but could vanish with player money unexpectedly. Warning signs consist of promotional deals that seem too good to be true, slow customer service, and unclear ownership details.</li><li>Privacy Vulnerabilities: Telegram encrypts messages, but casino bots usually require your information to work. You need to understand what information they collect from you and how they use it to keep your&nbsp;<a href="https://purplelabs.eu/blog/security-and-privacy-when-using-bots-in-telegram">online privacy secure</a>.</li><li>Payment Processing Risks: Because cryptocurrency deals can't be undone, fixing errors or fraud isn't as simple as with banks. People should double-check digital wallet addresses and begin with small test deals first.</li><li>Legal Gray Areas: These platforms, unlike licensed online casinos, usually lack proper regulation, offering little help if issues come up with the operators.</li></ul><div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>How to Get Started with Telegram Casinos</h2>Getting started is simple. Download Telegram, and follow the prompts to deposit crypto and play. Some platforms do not require KYC checks, which will allow you to start playing right away with just your password and email. Check out different resources on Telegram casinos to see the best Telegram platforms for in-depth evaluations and suggestions. Before you go in, make sure your cryptocurrency wallet is safe and confirm the bot's legitimacy.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Conclusion</h2>Users can access multiple games, attractive promotions, and active communities through mobile applications by combining casino games with messaging apps. The essential knowledge for Telegram casino users includes recognizing potential risks, which include fraud, strict wagering requirements, and cryptocurrency price volatility. You can safely use Telegram casinos by using available resources and&nbsp;<a href="https://upmag.com/avoiding-online-casino-scams-a-guide/#:~:text=Verify%20the%20certificates%20and%20licenses.%20Trustworthy%20organizations%20like%20the%20UK%20Gambling%20Commission%20or%20the%20Malta%20Gaming%20Authority%20provide%20licenses%20to%20legitimate%20online%20casinos.%20Check%20the%20casino%E2%80%99s%20certificates%20and%20licenses%20to%20be%20sure%20they%E2%80%99re%20current%20and%20legitimate.">choosing reliable platforms</a>. Feeling curious? Take a look at the reliable options you can find on Telegram and start playing now, just remember to always play responsibly.

A cinematic, moody depiction of a person holding a smartphone with the Telegram app open

A cinematic, moody depiction of a person holding a smartphone with the Telegram app open.webp

What to Know Before Gambling in Telegram Casinos: Tools, Risks, and Tips

A vibrant, surreal galaxy scene featuring large golden Bitcoin coins floating in space

A vibrant, surreal galaxy scene featuring large golden Bitcoin coins floating in space.webp

Bitcoin Casino utan Svensk Licens: A Guide to Crypto Gambling for Swedish Players

Coin360 Weekly Dispatch | Crypto Market Updates & Highlights | August 3 - August 9, 2025

<h2>Guidance Shift, First Credit Rating, and Compliance Penalties Mark Pivotal Month for USD Stablecoins</h2>U.S. regulators took significant steps in August to reshape the oversight of USD-pegged&nbsp;<a href="https://coin360.com/glossary/stablecoin">stablecoins</a>, with the Securities and Exchange Commission issuing updated accounting guidance, S&amp;P Global assigning its first-ever credit rating to a stablecoin issuer, and the New York Department of Financial Services securing a major settlement over compliance failures in a high-profile&nbsp;<a href="https://coin360.com/review/binance">Binance</a> partnership.The SEC’s revised&nbsp;<a href="https://www.theblock.co/post/365554/sec-staff-guidance-stablecoins">staff guidance</a>, released August 5, states that USD stablecoins may be classified as cash equivalents if they maintain guaranteed redemption mechanisms and show value stability tied to another asset class. The change builds on April’s determination that “covered” USD stablecoins are not securities and that issuers and redeemers are not required to register these activities. This interim measure, part of Chair Paul Atkins’ deregulatory push, will stand while the agency works toward a broader crypto regulatory framework under the recently announced Project Crypto. The initiative incorporates recommendations from the President’s Working Group and, according to Bernstein analysts, represents an “unprecedented crypto framework” that could position the U.S. as a global leader in on-chain finance.In a separate landmark move, S&amp;P Global&nbsp;<a href="https://www.spglobal.com/ratings/en/regulatory/article/-/view/type/HTML/id/3421145">assigned</a> a ‘B-’ credit rating to&nbsp;<a href="https://coin360.com/coin/sky-sky">Sky</a> Protocol, issuer of the $7.9 billion USDS stablecoin, marking the first time a ratings agency has assessed a stablecoin issuer. The rating reflects vulnerability to adverse conditions but acknowledges the issuer’s current ability to meet financial obligations, with a stable outlook. S&amp;P cited high depositor concentration, centralized governance—founder Rune Christensen controls 9% of governance tokens—low voter turnout, a weak 0.4% risk-adjusted capitalization ratio, and reliance on a static surplus reserve buffer as key constraints.&nbsp;Cybersecurity risks tied to asset storage in smart contracts and regulatory uncertainty for&nbsp;<a href="https://coin360.com/glossary/decentralised-finance">DeFi</a> added to the concerns. These were tempered by Sky’s history of minimal credit losses during downturns, modest earnings since 2020, and rigorous&nbsp;<a href="https://coin360.com/glossary/smart-contracts">smart contract</a> audits. S&amp;P warned of possible downgrades within a year if liquidity falls short during sudden withdrawals or if loan losses exceed reserves, while upgrades remain unlikely in the short term unless governance and capitalization improve.Regulatory enforcement also intensified, with Paxos Trust Company agreeing to a $48.5 million resolution with the NYDFS over compliance failures linked to its 2018 partnership with Binance to issue&nbsp;<a href="https://coin360.com/coin/binance-usd-busd">BUSD</a>. The deal includes $26.5 million in fines and $22 million earmarked for compliance program enhancements. NYDFS faulted Paxos for inadequate due diligence, relying on Binance’s written assurances about geofencing controls to block U.S. customers rather than conducting its own review. The agency found Binance’s compliance statements inaccurate. Paxos noted that the issues were identified and remediated more than two years ago without causing consumer harm.&nbsp;In 2023, NYDFS ordered Paxos to halt BUSD issuance, and the company subsequently ended its Binance partnership. The SEC had examined whether BUSD constituted an unregistered security, issuing a notice in 2021 before dropping the investigation in 2024. The case unfolded against a backdrop of broader Binance legal troubles, including former CEO Changpeng Zhao’s 2023 guilty plea to U.S. AML and sanctions violations and a $4 billion settlement with the Department of Justice, as well as the dismissal of an SEC lawsuit in 2024 alleging the operation of an unregistered exchange.This article has been refined and enhanced by ChatGPT.

Robot leaping between stablecoins on market liquidity pastel bridge

Robot leaping between stablecoins on market liquidity pastel bridge.webp

SEC Loosens Stablecoin Accounting Rules as Credit Ratings and Enforcement Actions Shape Market Landscape

<h2>Legal Resolution Marks Turning Point for XRP and Potential ETF Filings</h2>The years-long legal battle between&nbsp;<a href="https://coin360.com/coin/xrp-xrp">Ripple</a> Labs and the U.S. Securities and Exchange Commission reached a&nbsp;<a href="https://x.com/FilanLaw/status/1953565962810093785">decisive conclusion</a> on August 8, 2025, after both parties jointly agreed to drop their respective appeals in the Second Circuit Court of Appeals.&nbsp;<figure class="image"><img alt="Screenshot_25.png" src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/Screenshot_25_6a3745a0eb.png"></figure>The agreement, filed in a joint stipulation of dismissal, confirmed that each side would bear its own costs and fees, effectively ending one of the most significant courtroom showdowns in the crypto industry. Ripple CEO Brad Garlinghouse had already signaled in June that the company would abandon its cross-appeal, emphasizing a shift toward growth by stating, “We’re closing this chapter once and for all, and focusing on what’s most important — building the Internet of Value.”The conclusion leaves Judge Analisa Torres’ July 2023 mixed ruling intact as the final judgment. That decision found that hundreds of millions of dollars in&nbsp;<a href="https://coin360.com/coin/xrp-xrp">XRP</a> sales to institutional investors were unlawful securities transactions, while siding with Ripple on “blind bid” sales to retail investors, ruling those were not securities offerings. News of the settlement sent XRP’s&nbsp;<a href="https://coin360.com/">crypto price</a> climbing more than 7% from roughly $3.04 to $3.27, a notable move on the broader crypto price index, further reinforcing the coin&nbsp;<a href="https://coin360.com/glossary/market-capitalization">market cap</a>’s position among the largest digital assets.<figure class="image"><img alt="chart (1)_11zon.jpg" src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/chart_1_11zon_163d5654d0.jpg"></figure>Supporters of the token, often referred to as the XRP Army, hailed the outcome as a vindication of their long-standing belief in the asset’s legal standing. The phrase “right side of history,” first used by Garlinghouse in a 2020 blog post, became a rallying cry once more. Long-time community member MackAttackXRP reflected that while the case kept XRP’s price suppressed—allowing more time for accumulation—he would have preferred avoiding the ordeal altogether. Attorney John Deaton, representing over 75,000 XRP holders, played a pivotal role in gathering hundreds of affidavits in the defense effort. “We emerged from this battle bigger and stronger together,” MackAttackXRP said, while another advocate, CryptoinsightUK, stated that the outcome had “confirmed” their conviction.The legal clarity has amplified speculation that the first U.S. XRP exchange-traded fund could soon be in the works. Analysts estimate the odds of approval have surged to around 80% following the dismissal of appeals. Nate Geraci, president of the ETF Institute,&nbsp;<a href="https://x.com/NateGeraci/status/1953610598547361881">suggested</a> BlackRock may now move forward with an iShares XRP ETF filing, noting it would make “zero sense” for asset managers to limit offerings to&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">Bitcoin</a> and&nbsp;<a href="https://coin360.com/coin/ethereum-eth">Ethereum</a>.&nbsp;<figure class="image"><img alt="Screenshot_26.png" src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/Screenshot_26_b455652d93.png"></figure>Bloomberg ETF analyst Eric Balchunas placed the likelihood even higher, near 95%,&nbsp;<a href="https://x.com/EricBalchunas/status/1953478933392789745">pointing out</a> that while SEC Commissioner Caroline Crenshaw had expressed opposition, she was outnumbered by other commissioners. Market observers see potential for an ETF to drive liquidity and institutional inflows similar to those seen after BlackRock’s Bitcoin ETF debut in 2024, while also broadening investor exposure beyond the two largest cryptocurrencies.<figure class="image"><img alt="Screenshot_27.png" src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/Screenshot_27_971e25f158.png"></figure>Ripple also used the day to announce its $200 million acquisition of Canadian stablecoin platform Rail, a firm licensed as a payment service provider and known for its regulatory-compliant enterprise payment solutions. The move positions Ripple to integrate its USD-pegged RLUSD stablecoin into Rail’s infrastructure, supporting programmable payments, smart contracts, and automated treasury tools. Garlinghouse described the acquisition as “a crucial step in advancing digital payments.” Rail will connect with RippleNet and complement other services such as On-Demand Liquidity and partnerships with institutional brokers like Hidden Road, forming a multi-asset network that offers both volatile crypto assets and regulated&nbsp;<a href="https://coin360.com/glossary/stablecoin">stablecoins</a> to institutions. This combination of legal closure and strategic expansion underscores Ripple’s intent to solidify its role in shaping the future of digital finance.This article has been refined and enhanced by ChatGPT.

Robot balances on stablecoin above pastel gears in coin market cap

Robot balances on stablecoin above pastel gears in coin market cap.webp

Ripple’s SEC Case Ends With Final Ruling as ETF Speculation Heats Up

<h2>Policy Shift Could Reshape U.S. Retirement Portfolios With Crypto Exposure</h2>On August 7, President Donald Trump has officially signed a sweeping&nbsp;<a href="https://www.whitehouse.gov/fact-sheets/2025/08/fact-sheet-president-donald-j-trump-democratizes-access-to-alternative-assets-for-401k-investors/">executive order</a> that directs the U.S. Department of Labor to allow 401(k) retirement funds to invest in cryptocurrencies, private equity, and other alternative assets—potentially unlocking the $12.5 trillion retirement savings market for digital asset exposure. The directive paves the way for 90 million American savers to gain access to&nbsp;<a href="https://coin360.com/">crypto price</a> performance within their defined-contribution plans, fundamentally reshaping the boundaries of mainstream retirement investing.The order instructs the Department of Labor to revise fiduciary guidelines under the Employee Retirement Income Security Act (ERISA), coordinating with the SEC and Treasury to broaden acceptable asset classes. The move effectively reverses the 2022 Biden-era compliance bulletin that imposed heightened scrutiny on crypto investments in retirement plans, which had been criticized for contradicting ERISA’s principles-based fiduciary standard. Plan fiduciaries will now be permitted to evaluate cryptocurrencies using the same prudence and duty-of-care frameworks applied to traditional asset classes, reducing compliance concerns for plan sponsors and eliminating crypto-specific disqualifications.Trump’s directive builds on his administration’s growing list of pro-crypto initiatives in 2025, including the creation of a Strategic&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">Bitcoin</a> Reserve, the hosting of a high-profile “Crypto Week” at the White House, and the passage of the GENIUS Act—the first U.S. federal law focused on stablecoin regulation. Secretary of Labor Lori Chavez-DeRemer and Crypto and AI Czar David Sacks were both key figures behind the policy design, reinforcing Trump’s broader push toward institutionalizing digital asset adoption.The implications for the financial and crypto industries are profound. Major asset managers such as BlackRock, Apollo, and KKR are expected to respond swiftly, with CNBC reporting that BlackRock is already planning 401(k) products with crypto allocations ranging from 5% to 20%. This shift signals a reframing of retirement savings strategies—from vehicles built around public-market securities to more diversified structures incorporating crypto and private equity. With the number of U.S. public companies halved since 1996, policymakers and firms alike are positioning digital assets as growth alternatives for aging portfolios. Asset managers, long constrained by institutional allocation ceilings, now see defined-contribution plans as a new capital frontier.Market reactions quickly followed the announcement. Bitcoin jumped 2.06% on August 7, trading above $116,900, while the broader crypto price index gained 2.98% the same day.&nbsp;<figure class="image"><img src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/chart_11zon_ce234b43ed.jpg" alt="chart_11zon.jpg"></figure>Analysts attributed the upward movement to renewed optimism surrounding institutional crypto adoption. Technical outlooks remain bullish, with some describing Bitcoin’s current setup as a “healthy cooling” phase that could support a continuation toward the $120,000 level if favorable conditions persist. U.S. spot Bitcoin ETFs also posted a strong recovery: August 6 saw $91.6 million in net inflows, breaking a four-day streak of over $1.5 billion in cumulative outflows. BlackRock’s IBIT led the rebound with $42 million in fresh capital, bringing total Bitcoin ETF assets under management to approximately $146.7 billion. Analysts suggest that consistent daily inflows above $100 million could catalyze further gains across the crypto price landscape.Critics of the directive caution against exposing average savers to high-risk and illiquid instruments, citing concerns about fees, valuation transparency, and custody frameworks. They argue that without robust disclosure standards, the integration of volatile assets like crypto could increase vulnerability in retirement portfolios. Supporters, however, contend that the order restores fiduciary discretion and modernizes plan menus to reflect the evolution of capital markets. They emphasize that savers deserve access to the same instruments institutional investors use to capture growth beyond shrinking public equities.The executive order’s historical context also underscores its significance. A similar Trump-era effort in 2020 had expanded retirement investment options, only to be rolled back under President Biden. The 2025 directive not only reinstates that framework but amplifies it to formally include crypto and private markets, signaling a clear shift in the federal government’s stance on financial innovation. White House Press Secretary Levitt confirmed the order’s signing and underscored its strategic objective of bolstering digital asset adoption at the institutional level.Agencies are now tasked with translating the executive vision into practice. The Department of Labor, in coordination with the SEC and Treasury, will begin evaluating updates to fiduciary rules, as well as developing new frameworks for crypto inclusion in participant-directed accounts. Enhanced standards for disclosure, valuation, and custody will be central to implementation. Meanwhile, the SEC is expected to expedite its guidance to accommodate this transformation in retirement investing. Analysts say the scale of impact will ultimately hinge on how quickly asset managers respond and whether crypto allocations become an industry standard within the broader coin&nbsp;<a href="https://coin360.com/glossary/market-capitalization">market cap</a>.President Trump has also signed an executive order aimed at ending what he calls “unfair debanking” of the crypto industry, barring federal regulators from using “reputational risk” as grounds for increased oversight of banks serving digital asset firms. The move targets what critics label “Operation Choke Point 2.0,” a practice they say has led to account closures and restricted access to banking for lawful crypto businesses.&nbsp;The order follows months of speculation and comes as lawmakers, including Senate Banking Chair Tim Scott, push legislation to curtail regulators’ ability to penalize institutions over reputational concerns. Federal agencies such as the Fed, OCC, and FDIC have already pledged to drop the metric from supervisory decisions. Supporters, including House Financial Services Chair French Hill and Sen. Cynthia Lummis, hailed the order as a win for transparency, accountability, and financial freedom, framing it as a safeguard against politically motivated discrimination in the banking system.This article has been refined and enhanced by ChatGPT.

Robot leaps over gold retirement coins symbolizing $12.5T crypto market.webp

Trump Order Set to Unlock $12.5 Trillion 401(k) Market for Crypto and Private Equity

<h2>Project Crypto Guidance Clears Path for ETH ETF Staking, DeFi Expansion</h2>The U.S. Securities and Exchange Commission has&nbsp;<a href="https://www.sec.gov/newsroom/press-releases/2025-104-securities-exchange-commission-division-corporation-finance-issues-staff-statement-certain-liquid">confirmed</a> that certain liquid staking activities fall outside securities laws, eliminating the need for participants to register with the agency. Issued in early August under Project Crypto, the guidance builds on the SEC’s May decision to exempt both proof-of-stake and custodial or self-custodial staking from securities regulation. The agency clarified that staking receipt tokens such as&nbsp;<a href="https://coin360.com/coin/lido-steth-steth">stETH</a> from&nbsp;<a href="https://coin360.com/coin/lido-dao-token-ldo">Lido</a> or JitoSOL from&nbsp;<a href="https://coin360.com/coin/jito-jto">Jito</a> do not constitute securities unless tied to an investment contract involving covered crypto assets.Protocols explicitly named in the statement include Lido, which controls over $31 billion in&nbsp;<a href="https://coin360.com/coin/ethereum-eth">Ethereum</a> staked, JitoSOL and Marinade Finance for&nbsp;<a href="https://coin360.com/coin/solana-sol">Solana</a>, and Stakewise on Ethereum. The SEC defined liquid staking as delegating crypto to a protocol or service provider in exchange for a receipt token that reflects ownership of the staked asset and rewards. This approach allows token holders to stay liquid while earning yields, a structure now operating without the compliance burden of securities registration.Project Crypto, launched by SEC Chair Paul Atkins, is aimed at reshaping the agency’s rules for crypto-related custody, distributions, trading, and&nbsp;<a href="https://coin360.com/glossary/decentralised-finance">DeFi</a> oversight. Atkins described the liquid staking guidance as a “significant step forward” in clarifying activities that fall outside SEC jurisdiction, emphasizing the shift from regulation by enforcement to a framework centered on exemptions and regulatory clarity.Market analysts suggest the decision could accelerate institutional adoption, particularly for Ethereum ETFs. Nate Geraci, President of NovaDius Wealth, called the move “the last hurdle” before staking is integrated into spot&nbsp;<a href="https://coin360.com/coin/ethereum-eth">ETH</a> ETFs, explaining that liquid staking tokens can help manage liquidity within these products. BlackRock and other issuers are expected to consider amendments enabling staking in their listed Ethereum ETFs, a development that could impact both ETF yield strategies and the broader&nbsp;<a href="https://coin360.com/">crypto price</a> index.Beyond staking, legal experts see implications for other token structures. Jason Gottlieb, Partner at Morrison Cohen, noted that the same reasoning may apply to receipt tokens for cross-chain bridges and wrapped assets, which function as proofs of ownership rather than securities. This interpretation could ease regulatory friction for bridged tokens, potentially expanding liquidity across DeFi markets without additional securities oversight.<a href="https://coin360.com/exchange/liquid">Liquid</a> staking remains a dominant force in decentralized finance, with total value locked near $67 billion. Ethereum accounts for roughly $51 billion of that amount, led by Lido’s significant market share. The sector’s scale reinforces its influence on the coin&nbsp;<a href="https://coin360.com/glossary/market-capitalization">market cap</a> of leading protocols, particularly as institutional participation deepens under a friendlier regulatory environment.The SEC’s position reflects a broader policy direction under the Trump administration, which has sought to define clearer regulatory boundaries for the industry. In addition to exempting proof-of-stake protocols in May, the agency approved in-kind creations and redemptions for&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">Bitcoin</a> and Ethereum ETFs in late July, allowing share-for-crypto transactions. Recent carve-outs for mining, meme coin trading, and&nbsp;<a href="https://coin360.com/glossary/stablecoin">stablecoins</a> have signaled a consistent push to reduce enforcement risk for core crypto activities, a shift that continues with the liquid staking guidance.This article has been refined and enhanced by ChatGPT.

Robot riding token flow between ETH and Solana staking

Robot riding token flow between ETH and Solana staking.webp

SEC Ruling Removes Securities Risk for Liquid Staking Tokens

Bitcoin is no longer just a store of value or speculative asset. In recent years, it’s become the backbone of a growing number of digital ecosystems, particularly those designed for users who want more control, privacy, and autonomy online. From games and e-commerce to streaming platforms and decentralized apps, Bitcoin is being used to unlock new layers of interaction and convenience—no traditional banking required.One of the biggest signs of this shift is how different platforms are weaving Bitcoin into user experiences without forcing them to jump through hoops. These aren’t abstract use cases—they’re live, active, and shaping user behavior. For those searching for “platforms that use bitcoin” or exploring the emerging “bitcoin online ecosystem,” here’s where real adoption is happening and what it means moving forward.<h2>Frictionless Experiences Are the New Standard</h2>Digital experiences built around Bitcoin are starting to feel natural instead of experimental. In ecommerce, for example, some niche marketplaces now let users<a href="https://www.kraken.com/learn/pay-with-crypto">&nbsp;pay with Bitcoin</a> in just a few clicks—no need to input long card numbers or create traditional accounts. The goal is simplicity without sacrificing ownership or control.It’s not just shopping. Gaming and entertainment spaces are also rethinking what user-first platforms look like when Bitcoin is built in from the ground up. In these cases, Bitcoin isn’t a flashy bonus—it’s baked into the system in a way that makes everything more fluid. It’s not just about payments either. Bitcoin’s integration often means faster transactions, fewer identity requirements, and more direct user-to-platform relationships.This seamless design is also being tested in next-gen gaming spaces. A standout example is<a href="https://www.joefortune.fun/casino/crypto">&nbsp;Joe Fortune Crypto Casino</a>, which supports Bitcoin as part of a broader shift toward crypto-native functionality. Instead of treating Bitcoin as an afterthought, this digital casino makes it central to the user journey. From deposits to withdrawals, Bitcoin is handled with minimal friction, giving users who already live in the crypto ecosystem a familiar and trusted way to engage.A key detail worth noting is the way Joe Fortune Crypto Casino is building around player choice and modern gameplay. It doesn’t just offer crypto support—it also invests in top-quality game experiences.A look at their<a href="https://www.joefortune.info/game-hub/new-pokies-that-are-really-raising-the-bar/">&nbsp;new pokies collection</a> shows a curated lineup of high-performing, visually refined titles. These aren't generic reskins, but thoughtfully crafted games that combine sleek mechanics with strong design, appealing to both traditional players and modern crypto users.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>What Bitcoin Adoption in Games and Apps Tells Us</h2>The reason gaming and app ecosystems are pushing Bitcoin integration forward is simple—they understand user behavior. People want speed, privacy, and flexibility. And developers are learning that when Bitcoin is integrated properly, it reduces operational overhead and opens up global access, especially in regions where payment options are limited.In games, Bitcoin often powers not just payments but reward systems, user incentives, and loyalty programs. Users can play, interact, or contribute and then receive value back instantly. That tight feedback loop strengthens user retention and creates a more engaging environment. While not every app or platform builds this way, the ones that do tend to attract long-term users who value transparency and control.On the tech side, the use of Bitcoin in ecosystems like these also hints at deeper<a href="https://www.researchgate.net/publication/388530036_Crypto_ecosystem_navigating_the_past_present_and_future_of_decentralized_finance">&nbsp;decentralization</a>. While not every platform goes full Web3, supporting non-custodial crypto tools shows a trend toward giving users more autonomy. It’s not just good branding—it’s functional and futureproof.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Why Early Adoption Matters for Users</h2>If there’s a takeaway here, it’s this: early adopters are shaping what tomorrow’s digital platforms will look like. They’re showing that Bitcoin works not only as a financial instrument, but as a powerful way to streamline digital interaction. For users, this means a growing number of ecosystems are being built with flexibility, privacy, and accessibility at their core.These benefits aren’t just theoretical—they’re being delivered now. You can make purchases, unlock game content, interact with decentralized apps, or fund your account with Bitcoin—all without going through banks or third-party verification layers. That’s a big deal in a world where users are growing tired of friction and complexity.Here’s a quick breakdown of the kinds of ecosystems where Bitcoin is already being embraced:<figure class="table"><table><tbody><tr><td>Ecosystem Type</td><td>Bitcoin Use Case</td><td>User Benefit</td></tr><tr><td>E-commerce Platforms</td><td>Checkout with BTC</td><td>Faster, more private transactions</td></tr><tr><td>Crypto Casinos</td><td>Bitcoin-based gameplay and funding</td><td>Instant transfers, easy access</td></tr><tr><td>Mobile Gaming Apps</td><td>In-app BTC rewards or tipping</td><td>User-led monetization</td></tr><tr><td>Decentralized Apps</td><td>Login, subscriptions, or microservices</td><td>Ownership and control</td></tr></tbody></table></figure><div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Will Bitcoin Catch On—Or Is It Already Here?</h2>Bitcoin adoption in digital platforms is moving faster than many realize. While many apps and services aren’t built with crypto-first functionality, the ones that are—especially in gaming and entertainment—are setting a new bar for what users should expect.Instead of fighting legacy systems, these platforms are building something better. The question is no longer “will Bitcoin catch on?” It’s already happening. The better question is: where do you want to be when the rest of the internet catches up?By watching how early adopters are using Bitcoin to build smoother, smarter, more secure ecosystems, we get a clear picture of what the future might look like—and it’s already taking shape.

cryptocurrency app with bitcoin coins.webp

Digital Ecosystems That Embrace Bitcoin: What We Can Learn From Early Adopters

Coin360 Weekly Dispatch | Crypto Market Updates & Highlights | July 27 - August 2, 2025

<h2>New ‘Pay with Crypto’ Service Expands Payment Options, Targets 90% of $4T Market</h2>PayPal is rolling out a major expansion to its crypto services,&nbsp;<a href="https://newsroom.paypal-corp.com/2025-07-28-PayPal-Drives-Crypto-Payments-into-the-Mainstream,-Reducing-Costs-and-Expanding-Global-Commerce">announcing</a> Monday that small businesses in the U.S. can now accept payments in 100 different cryptocurrencies. The new “Pay with Crypto” feature will support transactions in&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">Bitcoin</a>,&nbsp;<a href="https://coin360.com/coin/ethereum-eth">Ethereum</a>,&nbsp;<a href="https://coin360.com/coin/solana-sol">Solana</a>, and dozens of other assets, converting them to&nbsp;<a href="https://coin360.com/glossary/stablecoin">stablecoins</a> or fiat currencies for settlement. The move positions PayPal to capture a significant slice of the nearly $4 trillion crypto market.The service will integrate with leading wallets, including&nbsp;<a href="https://coin360.com/review/coinbase">Coinbase</a>,&nbsp;<a href="https://coin360.com/exchange/kraken">Kraken</a>, and&nbsp;<a href="https://coin360.com/review/metamask">MetaMask</a>, allowing merchants to receive crypto payments without the complexity of direct blockchain management. PayPal CEO Alex Chriss said the new offering removes long-standing barriers to cross-border commerce, citing reduced costs, faster settlements, and broader payment flexibility as key benefits for merchants of all sizes.The launch comes just days after PayPal unveiled plans for PayPal World, a platform set to debut in the fall that will connect domestic digital wallets to a global network of billions of users. By combining this with its&nbsp;<a href="https://coin360.com/coin/paypal-usd-pyusd">PYUSD</a> stablecoin—which has a&nbsp;<a href="https://coin360.com/glossary/market-capitalization">market capitalization</a> of more than $901 million—PayPal is creating a more integrated ecosystem for international payments. The company already allows PYUSD swaps for U.S. dollars through its Xoom platform, streamlining cross-border transactions.Since late 2020, PayPal users have been able to buy, sell, and hold select cryptocurrencies, but early limitations restricted transfers to external wallets. Those restrictions have since been lifted, enabling customers to move assets such as Bitcoin and Ethereum outside the PayPal platform. With “Pay with Crypto,” merchants will gain near-instant access to proceeds, benefit from lower transaction fees, and even earn 4% on funds stored as PYUSD within PayPal accounts.Chriss described the initiative as a step toward “inclusive, borderless commerce,” emphasizing its role in bridging traditional finance and digital assets. By covering 90% of the crypto market and integrating with major&nbsp;<a href="https://coin360.com/glossary/crypto-wallets">wallet</a> providers, PayPal aims to strengthen its position at the forefront of global digital payments while simplifying crypto acceptance for U.S. businesses.This article has been refined and enhanced by ChatGPT.

Robot runs past merchant terminals processing fast crypto transactions.webp

PayPal Opens Crypto Payments to 100 Digital Assets for U.S. Businesses

<h2>Atkins Outlines Framework to Modernize Securities Rules for On-Chain Finance</h2>SEC Chair Paul Atkins has unveiled “<a href="https://www.sec.gov/newsroom/speeches-statements/atkins-digital-finance-revolution-073125">Project Crypto</a>,” a commission-wide initiative to update securities regulations for the digital finance era. Announced on July 31 at the America First Policy Institute in Washington, D.C., the plan follows recommendations from the White House’s President’s Working Group report issued the previous day. Atkins said the goal is to position the U.S. as a global leader in crypto regulation while ensuring the framework adapts to blockchain technology.The project will focus on drafting clear rules for crypto asset distributions, custody, and trading. While final regulations are in development, the SEC intends to use interpretative, exemptive, and other authorities to prevent outdated rules from stifling innovation. Atkins departed sharply from his predecessor’s approach, stating that most crypto assets are not securities despite years of ambiguity over the Howey test. He committed to offering guidance to help market participants classify assets accurately, with tailored disclosure and exemption pathways for offerings such as ICOs,&nbsp;<a href="https://coin360.com/glossary/airdrop">airdrops</a>, and network rewards.The plan aligns with President Donald Trump’s stated goal of creating a “golden age” for U.S. digital assets, with Atkins pledging to attract back crypto businesses that relocated overseas under previous enforcement-heavy policies. He cited “Operation Chokepoint 2.0” as a key factor behind the industry’s earlier exodus. Among the proposed reforms is a single licensing regime enabling broker-dealers to handle non-security crypto, crypto securities, and traditional securities—along with services like staking and lending—without navigating dozens of separate state or federal licenses.Atkins endorsed the rise of integrated financial “super-apps” and called for a clear market division between commodities and securities, with the CFTC assuming sole oversight of spot crypto markets. Joint supervision between the SEC and CFTC would apply elsewhere, in line with White House recommendations. Safe harbors are also under consideration for early-stage projects, ICOs, and decentralized software initiatives, giving developers space to innovate without immediate legal challenges.On custody, Atkins affirmed the right of individuals to hold assets in self-custodial wallets, while acknowledging the ongoing role of SEC-registered brokers and advisers for those who prefer institutional services. He stressed the importance of drawing clear lines between intermediated and disintermediated activity, pledging rational regulatory treatment for developers—an issue underscored by the ongoing&nbsp;<a href="https://coin360.com/coin/tornado-cash-torn">Tornado Cash</a> case involving Roman Storm.Under Atkins, the SEC has moved away from regulation by enforcement. His tenure has included the approval of multiple crypto ETFs, including in-kind creation and redemption mechanisms for institutional efficiency, as well as formal guidance in May that staking income from proof-of-stake networks does not constitute a securities transaction. Project Crypto is the agency’s direct implementation of the White House’s July 30 recommendations, which emphasized market structure clarity, interagency coordination, stablecoin policy, updated banking rules, and measures to counter illicit finance.This article has been refined and enhanced by ChatGPT.

Robot leaping across justice-token bridge in pastel crypto landscape.webp

SEC’s “Project Crypto” Unveiled as Paul Atkins Declares Most Crypto Assets Are Not Securities

<h2>Broader Global Access as Visa Adds USDG, PYUSD, EURC, Stellar, and Avalanche</h2>Visa&nbsp;<a href="https://investor.visa.com/news/news-details/2025/Visa-Expands-Stablecoin-Settlement-Support/default.aspx">announced</a> a major expansion of its stablecoin settlement capabilities on July 31, adding support for three additional&nbsp;<a href="https://coin360.com/glossary/stablecoin">stablecoins</a>—Global Dollar (<a href="https://coin360.com/coin/global-dollar-stablecoin-usdg">USDG</a>),&nbsp;<a href="https://coin360.com/coin/paypal-usd-pyusd">PayPal USD</a> (<a href="https://coin360.com/coin/paypal-usd-pyusd">PYUSD</a>), and Circle’s euro-backed&nbsp;<a href="https://coin360.com/coin/eurc-eurc">EURC</a>—alongside two new blockchains,&nbsp;<a href="https://coin360.com/coin/stellar-lumens-xlm">Stellar</a> and&nbsp;<a href="https://coin360.com/coin/avalanche-avax">Avalanche</a>. The move builds on the company’s existing integrations with&nbsp;<a href="https://coin360.com/coin/ethereum-eth">Ethereum</a>,&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">Bitcoin</a>, and&nbsp;<a href="https://coin360.com/coin/solana-sol">Solana</a>, extending its capacity to operate across multiple coins and chains in an effort to streamline blockchain-based settlement at scale.Partnerships are central to this expansion. Visa is working with Paxos to integrate USDG and PYUSD into its global settlement framework, while EURC enters the company’s pilot program, allowing partners to process payments in both dollar- and euro-denominated stablecoins. The network also continues its collaboration with Bridge to issue stablecoin-linked Visa cards in multiple markets, broadening merchant acceptance for blockchain-based assets.Visa’s Global Head of Growth Product &amp; Strategic Partnership, Rubail Birwadker, outlined the broader vision: “Visa is building a multi-coin and multi-chain foundation to help meet the needs of our partners worldwide. We believe that when stablecoins are trusted, scalable, and interoperable, they can fundamentally transform how money moves around the world.” The expansion targets faster, lower-cost, and more flexible settlement processes, as well as interoperability between multiple blockchains, supporting the company’s longer-term goal of scalable stablecoin-linked card programs.The company is targeting growth across key regions. In Central and Eastern Europe, the Middle East, and Africa, Visa is working with partners like Yellow Card to facilitate cross-border payments in USD via blockchain. In Latin America, the plan includes issuing stablecoin-linked cards in Argentina, Colombia, Ecuador, Mexico, Chile, and Peru to support both business and consumer transactions.<a href="https://coin360.com/glossary/stablecoin">Stablecoin</a> use on Visa’s network remains small compared to its traditional volumes but is expanding. The company has processed over $225 million in stablecoin settlement volume to date, with earlier pilot tests accounting for an additional $200 million. While Visa’s overall daily transaction volume sits between $5 trillion and $7 trillion, compared to stablecoins’ $20–$30 billion daily settlement activity, industry executives anticipate significant growth. BitSave CEO Zakhila Suresha noted that only 10–20% of stablecoin transactions currently involve payments, with most focused on trading and liquidity, but expects payment use to surpass 50% within a year given regulatory clarity.Visa is also testing stablecoins through Visa Direct for faster, lower-cost cross-border transfers and leveraging its Tokenized Asset Platform to allow financial institutions to issue programmable money and stablecoins directly. The company sees these tools as essential to building out next-generation payment use cases.Regulatory progress remains a decisive factor. Visa CEO Ryan McInerney has stressed the need for “clearer, more pragmatic regulations” both in the U.S. and abroad. A significant step came in July when President Donald Trump signed the GENIUS Act, marking the country’s first major cryptocurrency law. Visa signals that these developments could accelerate mainstream adoption of stablecoin settlements.Stablecoin settlement provides operational benefits beyond traditional rails, including 365-day transaction capability, improved liquidity management, lower settlement costs, and faster settlement times. These advantages make it easier for merchants to accept stablecoin-linked Visa cards, enabling cardholders to make purchases at any Visa-accepting location globally.Visa’s position as the first global network to settle transactions in stablecoins underscores its intent to bridge traditional finance and blockchain-based payment systems. Blockon Ventures founder Jagdish Pandya compared today’s stablecoin market to the early days of e-commerce in the 1990s, predicting a similar growth curve as the technology matures and gains consumer trust.This article has been refined and enhanced by ChatGPT.

Robot exchanging stablecoin card in pastel futuristic marketplace

Robot exchanging stablecoin card in pastel futuristic marketplace.webp

Visa Expands Stablecoin Settlement With Multi-Coin, Multi-Chain Rollout

It's a big world, this world of cryptocurrency. It's fascinating to observe. A currency that only came up a little over a decade ago is managing to make waves that century-old fiat currencies haven't been able to do. And there are two that stick out quite a lot, namely Bitcoin and Tether. Whilst there are other interesting cryptocurrencies to look at, drawing a comparison between these two is pretty mind-blowing, especially if you're trying to trade one against the other.&nbsp;Now, trading BTC against USDT means you're looking at Bitcoin's price movements through a stable lens. The real challenge? The good old buzzword for cryptocurrencies is "volatility". Bitcoin can swing up or down fast and if you're not ready for that, it can be a wild ride. So how do you manage all that chaos? You start by researching and understanding, which has been done for you below.&nbsp;<h2>Understanding the BTC/USDT Pair</h2>Before you jump in with charts and trades, it helps to understand what this pair actually means. BTC/USDT represents how much one Bitcoin is worth in USDT. When the price goes up, Bitcoin is gaining value. When it drops, you’re essentially able to buy Bitcoin for fewer USDT.Again, the key thing to remember is that Bitcoin is highly volatile. Unlike traditional stocks or commodities, it doesn’t always follow predictable trends. News events, global market conditions, tweets from major figures, all of these can move the needle fast, which is insane if you think about it.&nbsp;<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Getting Started with a Trading Plan</h2>Jumping into the market of trading <a href="https://www.binance.com/en-TR/trade/BTC_USDT">btcusdt</a> without a clear plan can be a quick way to lose your footing. Think of your strategy as your map through unfamiliar territory.Some beginner-friendly approaches include:<ul style="list-style-type:disc;"><li>Scalping: This is all about making small trades and aiming for tiny profits multiple times a day. It requires quick decision-making and constant monitoring.</li><li>Day trading: You open and close positions within the same day. It’s a bit less intense than scalping but still pretty fast-paced.</li><li>Swing trading: This one’s more relaxed. You hold onto a position for a few days or even weeks, waiting for larger trends to play out.</li><li>HODLing: Yes, it’s spelled like that on purpose. This approach involves buying BTC and holding onto it long-term, ignoring short-term price swings entirely.</li></ul>Not every strategy suits every person. The best one for you depends on how much time you can commit, how comfortable you are with risk and your goals.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Making Sense of Market Indicators</h2>If you're serious about trading, technical analysis is going to be your friend. It might sound complex but it basically comes down to using data from past price movements to predict what might happen next.Here are a few common tools and indicators:<ul style="list-style-type:disc;"><li>Moving Averages (MA): These smooth out price action to help you identify trends over time.</li><li>Relative Strength Index (RSI): This tells you whether Bitcoin might be overbought or oversold.</li><li>MACD (Moving Average Convergence Divergence): This can help you spot momentum shifts in the market.</li><li>Volume: A sudden spike in volume can suggest strong interest and potential movement.</li></ul><div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Timing Your Entry and Exit</h2>You can’t predict the market but you can time your moves with a bit more precision if you pay attention to patterns. For example, if BTC has been in a tight range and suddenly breaks out with high volume, that might be a good entry point. On the other hand, if it's been running hot for days, that might be a signal to take profits or hold off on buying. It's honestly the same principle as when you're trying to bring over one fiat currency for another; however, the amounts are often just larger and the movements are faster but in essence, the principle stays the same.&nbsp;But please do keep in mind that emotional trading, jumping in because you saw a big green candle or panic selling because of a drop, usually backfires. Patience and discipline are your biggest allies.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Managing Risk in a Volatile Market</h2>Even the most seasoned traders don’t win every time. The trick is learning how to manage losses when they happen and protecting your capital as much as possible.Risk management comes down to a few simple habits:<ul style="list-style-type:disc;"><li>Use stop-loss orders: These automatically close your trade if the price hits a certain level, helping you avoid big losses.</li><li>Set take-profit levels: Know ahead of time how much profit you're aiming for. Don’t get greedy.</li><li>Don’t over-leverage: Leverage can multiply gains but it can also multiply losses. Using too much of it can get dangerous quickly.</li><li>Only trade what you can afford to lose: This is basic but crucial. Trading with rent money is never a good idea.</li></ul>A smart trader focuses on surviving the long game, not winning big all at once.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Keeping It Simple and Staying Informed</h2>Don’t feel like you need to know everything about Bitcoin to start trading. What matters more is staying consistent, informed and open to learning. Keep an eye on credible news sources and market updates but try not to let hype or fear dictate your decisions. Do your research, don't let ego get in the way and rather take a step back before you're about to make a big decision, just to clear your head for a few moments.

cryptocurrencies.webp

BTC/USDT Trading Strategies: Navigating Market Volatility on Bitcoin

<h2>Massive Accumulation and Billionaire Wealth Shifts Reshape BNB’s Market Dynamics</h2><a href="https://coin360.com/coin/binance-coin-bnb">BNB</a> surged past $859 to register a new all-time high, advancing nearly 100% since its last major retest and up 31.47% over the past month. Daily trading volume climbed 98% to $3.85 billion, supported by a breakout from two years of resistance and technical support forming at $837–$840. Market sentiment remains constructive as the&nbsp;<a href="https://coin360.com/glossary/rsi">RSI</a> cools from overbought territory at 67.2, sustaining bullish momentum without signs of overheating.<figure class="image"><img alt="chart_11zon.jpg" src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/chart_11zon_f3a01f98e9.jpg"></figure>Risk metrics reinforce the measured nature of the rally. Alphractal CEO Joao Wedson&nbsp;<a href="https://twitter.com/joao_wedson/status/1949599485233144319">highlighted</a> the Sharpe ratio holding under 1.0, well below the overheated risk levels from April–May 2021. The Normalized Risk Metric sits at 0.005, historically low compared to past peaks, while the BNB/<a href="https://coin360.com/coin/ethereum-eth">ETH</a> ratio continues to rise, a pattern often seen near&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">Bitcoin</a> local tops or bottoms. BNB Chain’s&nbsp;<a href="https://coin360.com/glossary/Decentralized-Crypto-Exchange-dex">decentralized exchange</a> activity underscores the strength of the network’s fundamentals, posting $190 billion in July&nbsp;<a href="https://coin360.com/glossary/Decentralized-Crypto-Exchange-dex">DEX</a> volume and tripling on-chain transactions since April. Over a 24-hour period, BNB Chain recorded $5.06 billion in DEX volume, outpacing&nbsp;<a href="https://coin360.com/coin/ethereum-eth">Ethereum</a> at $3.54 billion and&nbsp;<a href="https://coin360.com/coin/solana-sol">Solana</a> at $2.22 billion, while application revenue reached $3.96 million, topping Ethereum’s $2.39 million.<figure class="image"><img alt="defillama.png" src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/defillama_60943c74bd.png"><figcaption>Source: DefiLlama</figcaption></figure>A wave of corporate accumulation is reinforcing BNB’s market position and&nbsp;<a href="https://coin360.com/">crypto price</a> index performance. Windtree Therapeutics secured $520 million in capital, with 99% designated for BNB purchases pending shareholder approval, adding to an earlier $60 million deal expandable to $200 million. Hong Kong-based Nano Labs acquired 74,315 BNB worth $50 million, with plans to grow holdings to as much as $1 billion—up to 10% of the token’s circulating supply—through convertible notes, taking its total holdings beyond 120,000 BNB. CEA Industries announced a $500 million private investment in public equity (PIPE) deal, oversubscribed with $400 million in cash and $100 million in crypto, structured to potentially expand to $1.25 billion via warrants, establishing what could become the largest U.S.-listed corporate BNB treasury. The company’s shares spiked 600–650% following the announcement.Leadership from experienced market figures is driving these initiatives. CEA’s&nbsp;<a href="https://www.theblock.co/post/364421/nasdaq-listed-vape-stock-surges-600-after-10x-capital-and-yzi-labs-lead-500-million-offering-to-establish-bnb-treasury">treasury program</a> is led by Galaxy Digital co-founder David Namdar and former CalPERS CIO Russell Read through 10X Capital, with backing from YZi Labs, the family office of&nbsp;<a href="https://coin360.com/review/binance">Binance</a> founder Changpeng Zhao. Their accumulation model mirrors Strategy’s approach to Bitcoin, positioning BNB as a central corporate treasury asset. A Chinese blockchain firm has also committed $500 million via convertible notes aimed at acquiring up to 10% of the total BNB supply, reflecting a broad institutional thesis around its adoption.The surge has had a direct impact on CZ’s&nbsp;<a href="https://www.forbes.com/real-time-billionaires/#4199d0e23d78">personal fortune</a>. His net worth now stands at $75 billion, supported by a 64% stake in BNB’s circulating supply—around 98 million tokens valued at $83 billion—and a 90% ownership in Binance valued at roughly $35 billion. At a coin&nbsp;<a href="https://coin360.com/glossary/market-capitalization">market cap</a> of $1,245 per BNB, his wealth would surpass Warren Buffett’s $144 billion; a price of $2,328 would place him ahead of Jeff Bezos, and $4,095 could challenge Elon Musk’s $400 billion lead. BNB’s 890,000% appreciation from its 2017 launch price of $0.096 to the recent $857 peak underscores the concentration and volatility of CZ’s position.<figure class="image"><img alt="forbes.png" src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/forbes_0a57ff6350.png"><figcaption>Source: Forbes</figcaption></figure>Zhao credited the community—including Bitcoin maximalists, Ethereum holders, meme coin traders, ETF participants, and corporate treasuries—for sustaining buying momentum. The diversified base of support is driving both market resilience and a strengthening trajectory for BNB’s crypto price.This article has been refined and enhanced by ChatGPT.

Robot balancing pastel tokens on floating corporate BNB treasuries

Robot balancing pastel tokens on floating corporate BNB treasuries.webp

BNB Hits Record High as Corporate Treasuries, Institutional Demand Drive Momentum

<h2>Institutional Confidence Grows as Strategy Bets Big on Bitcoin</h2>Strategy Inc., chaired by&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">Bitcoin</a> maximalist Michael Saylor, has made another decisive move in its long-running&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">BTC</a> acquisition campaign. On July 20, 2025, the company&nbsp;<a href="https://x.com/saylor/status/1947266086627360854">added</a> 6,220 BTC to its treasury, spending $739.8 million in one of its most aggressive single-week buys to date. The purchase was funded entirely through at-the-market (ATM) equity offerings, consistent with the firm’s capital strategy of converting equity into Bitcoin without relying on debt. This latest move brings Strategy’s total holdings to 607,770 BTC, further securing its position as the world’s largest institutional Bitcoin holder. At current market valuations, as of July 21, the firm’s Bitcoin reserves exceed $43 billion.<figure class="image"><img src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/Screenshot_2_79afa1c9b5.png" alt="Screenshot_2.png"></figure>The average price paid for the newly acquired BTC was $118,940—well above Strategy’s lifetime average of $71,756 per coin. This premium underscores the company’s conviction in Bitcoin’s long-term trajectory. With BTC hovering above $115,000 after reaching an all-time high of $123,000, Strategy’s BTC portfolio has delivered a year-to-date return of 20.8%, sharply outperforming conventional treasury assets. Market analysts point to a bullish pennant formation in BTC’s technical chart, suggesting continued upward momentum. That pattern adds weight to Strategy’s ongoing thesis that Bitcoin functions as a superior store of value, and strengthens the&nbsp;<a href="https://coin360.com/">crypto price</a> index outlook for institutional capital allocators.<figure class="image"><img src="https://prod-coin360-cms.s3.eu-central-1.amazonaws.com/chart_11zon_9e2312266a.jpg" alt="chart_11zon.jpg"></figure>From July 14 to July 20, Strategy raised approximately $740.3 million in capital to fund this latest BTC purchase. The firm sold 1,636,373 MSTR common shares, generating $736.4 million, while also issuing a mix of preferred equity instruments: 5,441&nbsp;<a href="https://coin360.com/coin/starknet-token-strk">STRK</a> shares with an 8.00% yield ($700,000), 2,000 STRF shares with a 10.00% yield ($200,000), and 31,282 STRD shares also at 10.00% yield ($3.0 million). These instruments are part of multibillion-dollar equity issuance programs, with the MSTR and STRK classes each authorized up to $21 billion. The scale and efficiency of these offerings indicate strong investor confidence in Strategy’s BTC-first treasury approach, particularly given that none of the new funds were raised via debt or unfavorable dilution.Two days after the BTC acquisition, on July 22, Strategy&nbsp;<a href="https://www.theblock.co/post/363704/strategy-debuts-fourth-preferred-stock-offering-called-stretch-as-bitcoin-holdings-top-600000-btc">announced</a> a new preferred stock IPO involving the issuance of 5 million shares. Though the targeted raise amount was not disclosed, proceeds are earmarked exclusively for Bitcoin acquisitions. The IPO builds on the company’s ongoing ATM equity sales and marks a further expansion of its capital market activity aimed at increasing Bitcoin exposure. This move provides yet another funding mechanism that supports the company’s transformation into a crypto-native treasury operator. By funneling equity proceeds directly into BTC, Strategy continues to blur the line between technology firm and institutional crypto allocator.Michael Saylor has remained vocally bullish, posting “Stay humble, stack sats” on July 19, just hours after the $739.8 million buy. The remark is widely interpreted as a reaffirmation of the firm’s long-term, no-sell Bitcoin strategy. Saylor’s messaging and Strategy’s capital behavior continue to set the tone for other institutions considering similar treasury allocations. The crypto price index benefits from such moves, as companies like Strategy bring a sense of permanence and credibility to Bitcoin’s role in corporate finance.Strategy’s growing portfolio—now valued at more than $43 billion—demonstrates how far its equity-for-Bitcoin model has come since inception. As crypto regulation evolves and ETF infrastructure matures, more public companies could follow this blueprint. The firm’s actions are not just moving the coin&nbsp;<a href="https://coin360.com/glossary/market-capitalization">market cap</a> needle—they are also influencing how Wall Street views balance sheet management in the age of digital assets. Bitcoin’s continued stability above $115,000, paired with Strategy’s expansion through IPO and equity channels, signals growing institutional confidence and a shifting framework for capital preservation and growth in the digital era.Michael Saylor’s ambitions for Strategy Inc. are far from capped. In a recent CNBC interview, he revealed the firm’s long-term goal of acquiring up to 1.5 million BTC—roughly 3x its current holdings and over 7% of Bitcoin’s capped supply—placing its potential treasury value above $100 billion. Calling Bitcoin “digital capital,” Saylor emphasized its role as the foundation of Strategy’s model, which combines BTC accumulation with preferred stock issuances to smooth investor volatility and generate yield.&nbsp;Institutional momentum appears to be catching up. Coinbase now ranks among the top ten public BTC holders after adding 2,509 BTC in Q2, while Japan’s MetaPlanet is planning a $3.73 billion raise to buy 210,000 BTC by 2027. Saylor framed Bitcoin as a neutral reserve asset, especially attractive to corporations like Apple and Microsoft that can’t invest in competitors’ stock—positioning BTC as a scalable alternative to buybacks, gold, or real estate.This article has been refined and enhanced by ChatGPT.

Vaulting robot leaps over BTC spheres in crypto price field

Vaulting robot leaps over BTC spheres in crypto price field.webp

Strategy Inc. Adds $739.8M in BTC, Unveils Preferred Stock IPO to Grow $43B Bitcoin Treasury

<h2>Crypto Investment Products See $3.7 Billion Inflows, Hitting Record $211 Billion AUM Amid Bitcoin Rally</h2>Crypto investment products experienced a significant surge with $3.7 billion in net inflows for the week ending July 14, 2025, marking the second-largest weekly inflow on record and bringing total assets under management to a record $211 billion. This week also marked the 13th consecutive week of positive inflows, totaling $21.8 billion year-to-date.&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">Bitcoin</a>-based funds accounted for 73% of the inflows, adding $2.7 billion, while&nbsp;<a href="https://coin360.com/coin/ethereum-eth">Ethereum</a> products saw $990 million in inflows. The U.S. led inflows, significantly driven by spot Bitcoin and Ethereum ETFs, while other regions experienced mixed results.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Nasdaq Files for Staking in BlackRock’s Ethereum ETF as SEC Considers Industry Requests</h2>Nasdaq applied to the SEC on July 16 to include staking in BlackRock’s iShares Ethereum Trust (ETHA) ETF, joining other firms like Bitwise and Grayscale. The proposal allows BlackRock to stake Ethereum directly or via trusted providers, treating rewards as income while adhering to SEC guidelines. Notably, BlackRock won't absorb losses from slashing or forking. US-listed spot Ethereum ETFs saw record net inflows exceeding $726 million on July 16, with ETHA attracting $499.2 million, representing 69% of the total. Analyst James Seyffart indicated that SEC approval might be expedited, despite deadlines stretching into early April 2026.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>SEC Delays Decision on In-Kind Redemptions for Bitwise Bitcoin and Ether ETFs</h2>The SEC has extended its decision deadline on in-kind redemptions for Bitwise's spot Bitcoin and&nbsp;<a href="https://coin360.com/coin/ethereum-eth">Ether</a> ETFs on NYSE Arca, emphasizing the need for more time to evaluate the proposed changes. In-kind redemptions enable investors to exchange ETFs for the underlying assets, which could present tax implications. This decision aligns with ongoing delays in crypto-related rulings, like Grayscale's Digital Large Cap ETF. Since SEC Chair Paul Atkins's appointment, the agency's stance on crypto has shifted towards promoting innovation and regulatory transparency, moving away from previous enforcement-heavy approaches. The decision period remains within “45 days, extendable to 90.”<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Canary Capital Files for First U.S. Staked Injective ETF Amid Growing Crypto Demand</h2>Canary Capital has filed for the Canary Staked&nbsp;<a href="https://coin360.com/coin/injective-inj">INJ</a> ETF, aiming to launch the first staked&nbsp;<a href="https://coin360.com/coin/injective-inj">Injective</a> exchange-traded fund in the U.S. This ETF seeks to track the price of the native asset of the Injective blockchain while offering staking rewards. Despite the easing regulatory climate under President Trump, staking ETFs face scrutiny from the SEC, especially regarding compliance with securities laws. Canary's initiative comes amidst rising demand for regulated crypto products. The INJ token currently trades at $13.92, having peaked at $52.62 in March 2024, reflecting investor interest in the growing&nbsp;<a href="https://coin360.com/glossary/decentralised-finance">DeFi</a> and TradFi convergence.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>21Shares and Teucrium File for SEC Approval of Two Crypto Index ETFs</h2>On July 19, 2025, 21Shares partnered with Teucrium ETFs to file applications for two cryptocurrency index ETFs with the U.S. SEC: the 21Shares FTSE Crypto 10 Index ETF and the 21Shares FTSE Crypto 10 ex-<a href="https://coin360.com/coin/bitcoin-btc">BTC</a> Index ETF. These filings signify a potential shift in regulated crypto investment products, enhancing institutional access to diverse crypto exposure. Regulatory approval could increase institutional participation, draw interest towards major&nbsp;<a href="https://coin360.com/glossary/altcoin">altcoins</a>, and improve liquidity. This initiative, in collaboration with FTSE Russell, marks a significant step toward greater regulatory acceptance and innovation in crypto investment offerings.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>NYSE Arca Approves ProShares' Leveraged Futures-Based XRP ETF for Listing</h2>NYSE Arca has approved ProShares' leveraged&nbsp;<a href="https://coin360.com/glossary/futures-contracts">futures</a>-based&nbsp;<a href="https://coin360.com/coin/xrp-xrp">XRP</a> ETF, named ProShares Ultra XRP (UXRP), for listing. This ETF aims for daily investment results that correspond to 2X the daily performance of its benchmark. While the exact trading start date is unclear, speculation suggests it may commence as early as this week. Unlike spot ETFs, futures-based crypto ETFs have secured approvals and begun trading more swiftly. Investors are cautioned that UXRP does not provide direct XRP exposure and carries substantial risks, including price volatility and liquidity issues, due to the unpredictable nature of the XRP market.This article has been refined and enhanced by ChatGPT.

Robot balances pastel index orbs under altcoin constellation dome [index]

Robot balances pastel index orbs under altcoin constellation dome [index].webp

Crypto Funds Weekly Recap Sees Record $211B AUM in ETF Surge

<h2>Standard Chartered Launches Institutional Bitcoin and Ethereum Trading via Existing FX Systems</h2>Standard Chartered has become the first Global Systemically Important Bank (G-SIB) to offer institutional trading of&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">Bitcoin</a> and&nbsp;<a href="https://coin360.com/coin/ethereum-eth">Ethereum</a> through its existing foreign exchange systems. This service enables clients to execute and settle crypto trades seamlessly alongside traditional currencies. Bill Winters, the bank's CEO, emphasized the importance of digital assets in financial evolution. The initiative, three years in the making, reflects rising demand from institutional clients for regulated crypto access. By integrating digital assets into familiar trading platforms, Standard Chartered aims to enhance institutional confidence in crypto markets, marking a significant step towards convergence between traditional finance and digital assets.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>GameStop Considers Crypto Payments for Collectibles Amid Shift from Hardware</h2>GameStop is considering accepting cryptocurrency for collectible purchases, according to CEO Ryan Cohen. The company, pivoting from hardware to collectibles, remains open to various cryptocurrencies without committing to specific tokens. Cohen emphasizes crypto's utility and potential as a hedge against inflation. Following its acquisition of 4,710 Bitcoin worth over $500 million, GameStop claims a more conservative approach compared to MicroStrategy. With $9 billion in cash and marketable securities, the firm may explore digital asset integrations further, funded by a recent $450 million round. Despite these plans, GME shares showed little movement, indicating investor caution.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Sberbank to Launch Crypto Custody Services, Embracing Digital Assets Amid Regulatory Shift</h2>Sberbank, Russia's largest bank, is set to launch custody services for crypto assets, reflecting the country's increasing acceptance of digital currencies amid shifting global financial dynamics. This move aligns with a softened regulatory stance from Russia’s central bank, which has started endorsing the use of digital currencies for international trade, particularly in light of Western sanctions related to the Ukraine conflict. Notable insights from Sberbank executives propose regulating crypto assets akin to bank account assets, ensuring their safety. The service aims to enhance transaction security and allow asset freezing if illegal activities are suspected, positioning Sberbank strategically in the crypto market.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Jack Dorsey’s Block Inc. to Join S&amp;P 500 on July 23, Marking Second Crypto Presence</h2>Jack Dorsey’s Block Inc. is set to join the S&amp;P 500 on July 23, becoming the second crypto company in the index after&nbsp;<a href="https://coin360.com/review/coinbase">Coinbase</a>. Block Inc. will replace Hess Corp. following Chevron’s acquisition of Hess. The fintech firm specializes in Bitcoin payments and mining, holding 8,584&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">BTC</a>, ranking 11th among public Bitcoin treasuries. Following this announcement, Block’s stock surged nearly 10% in post-market trading, reaching around $79.45 from $72.82. Despite a recent 15% surge over the last month, the stock remains down 15.47% year-to-date. Michael Saylor’s Strategy could potentially join the index in the future.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Bullish Crypto Exchange, Backed by Peter Thiel, Files for US IPO Amid Strong Financials</h2>Peter Thiel-backed crypto exchange&nbsp;<a href="https://coin360.com/exchange/bullish">Bullish</a> has filed for a US IPO, confirming earlier reports of its confidential submission to the SEC. Founded in 2021, Bullish achieved $302 million in revenue and $150 million in net income for 2023, positioning itself as a profitable contender in the crypto space. The exchange holds $874 million in cash and manages $2.4 billion in customer assets, including significant holdings in Bitcoin and&nbsp;<a href="https://coin360.com/coin/eos-eos">EOS</a>. With a regulatory license in Bermuda, Bullish aims for US growth amid a favorable crypto climate, backed by notable investors like Galaxy Digital and hedge fund managers.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Grayscale Files Confidential IPO Draft with SEC Amid Growing Crypto IPO Trend</h2>Grayscale has confidentially filed draft IPO paperwork with the SEC, marking a significant step in the U.S. cryptocurrency landscape following Circle's NYSE debut. This move aligns with a growing trend of crypto IPOs under President Trump's pro-crypto policies, with companies like&nbsp;<a href="https://coin360.com/exchange/table">Gemini</a> and&nbsp;<a href="https://coin360.com/exchange/kraken">Kraken</a> also preparing to enter the market. The IPO signifies a busy period for Grayscale, which recently converted its Bitcoin and Ethereum trusts into ETFs. By keeping details such as share offerings and valuation under wraps, Grayscale allows for strategic gauging of investor interest before formally unveiling the prospectus.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Roxom Launches Bitcoin-Denominated Exchange, Pioneering BTC Trading for Public Companies</h2>Roxom is launching the world's first Bitcoin-denominated capital market platform in September 2025, enabling trading of public company stocks and derivatives natively in BTC. Its "Bitcoin Treasuries" Spot product aggregates Bitcoin-rich companies, enhancing direct BTC exposure without fiat conversion. The exchange aims to foster a Bitcoin-native financial ecosystem, inspired by early Bitcoin finance pioneers. Backed by a $17.9 million funding round from notable investors, Roxom seeks to expand Bitcoin's utility for miners, businesses, and institutional investors. Additionally, its media arm, RoxomTV, will provide 24/7 coverage on macro trends and Bitcoin culture, reinforcing its long-term vision.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Moscow Exchange to Launch Ethereum and U.S. Treasury Bond Futures in August</h2>The Moscow Exchange (MOEX) will launch&nbsp;<a href="https://coin360.com/glossary/futures-contracts">futures</a> contracts in August for Ethereum (<a href="https://coin360.com/coin/ethereum-eth">ETH</a>) and U.S. Treasury bonds, marking significant developments in Russia's financial market. The ETH futures will be linked to the iShares Ethereum Trust ETF, while the U.S. debt futures will track the iShares 20+ Year Treasury Bond ETF. This expansion follows MOEX's introduction of Bitcoin futures and aims to attract investors amid rising yields on U.S. securities. Currently, retail investors have open net positions in Bitcoin futures exceeding 1.25 billion rubles ($16 million), showcasing growing interest in crypto derivatives.This article has been refined and enhanced by ChatGPT.

Robot activates FX rail to trigger Bitcoin-Ethereum trades [Bitcoin]

Robot activates FX rail to trigger Bitcoin-Ethereum trades [Bitcoin].webp

TradFi-Crypto Ties This Week: Weekly Recap of Big Bitcoin Shifts

<h2>Trump Signs GENIUS Act, Establishing First Comprehensive U.S. Crypto Framework for Stablecoins</h2>On July 19, 2025, President Trump&nbsp;<a href="https://coin360.com/news/house-passes-crypto-bills-stablecoin-cbdc-regulation">signed</a> the GENIUS Act into law, establishing the first comprehensive U.S. crypto framework focused on stablecoins. This act mandates 1:1 backing in U.S. dollars or low-risk assets and offers state and federal licensing options for issuers. Following a historic House vote of 273–140, the GENIUS Act includes mandatory audits for issuers over $50 billion and exemptions for tokenized money market funds. The FIT21 package, also encompassing the CLARITY and Anti-CBDC Acts, faces Senate scrutiny but signals a shift toward regulatory clarity and potential institutional adoption in the crypto space.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Trump Backs $600 Crypto Tax Exemption to Boost Digital Asset Use, Opposes CBDC</h2>President Trump has expressed support for a tax exemption on small crypto transactions, specifically a $600 de minimis threshold, to facilitate everyday digital asset use. White House Press Secretary Karoline Leavitt announced that the Trump administration backs the GENIUS Act, designed to regulate stablecoins and reinforce the U.S. crypto industry leadership. A signing ceremony is anticipated following congressional approval. Trump remains opposed to central bank digital currencies (CBDCs) and has taken steps to prohibit their development. Additionally, Senator Cynthia Lummis has introduced legislation for further U.S. crypto tax reforms, aiming to exempt transactions under $300.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>US Lawmakers Propose Bill to Include Crypto Holdings in Mortgage Underwriting</h2>On July 14, US lawmakers introduced&nbsp;<a href="https://www.congress.gov/bill/119th-congress/house-bill/4374">H.R. 4374</a>, a bill mandating that mortgage lenders consider crypto holdings in brokerage accounts during the underwriting process. This legislation aims to update regulations to include these digital assets, allowing borrowers to utilize their crypto balances directly, without needing to convert to fiat. Key agencies like Fannie Mae and Freddie Mac have been directed to explore integrating regulated crypto holdings into mortgage risk assessments. This move seeks to streamline the mortgage application process, eliminating the current requirement for borrowers to "season" converted funds for months before use.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Federal Agencies Issue Crypto Custody Guidelines to Boost Bank Involvement</h2>On July 15, 2025, the Federal Reserve, FDIC, and OCC issued joint guidelines for banks involved in cryptocurrency custody, marking a pivotal move toward regulatory clarity. This guidance standardizes custodial practices and emphasizes risk management protocols, ensuring safe operations for financial institutions entering the crypto market. Acting Comptroller Michael J. Hsu noted that banks can now engage in crypto custody securely. The announcement has sparked cautious optimism among market participants, highlighting potential boosts in institutional interest and mainstream adoption of digital assets, ultimately positioning banks to enhance their offerings in the evolving cryptocurrency landscape.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>California Launches Breakthrough Project to Enhance Government Efficiency with Tech Leaders</h2>California has launched the Breakthrough Project, a new initiative led by Governor Gavin Newsom to enhance government efficiency through collaboration with tech leaders from Ripple, Coinbase, and MoonPay. The advisory group, which first convened on June 6, aims to tackle systemic inefficiencies by modernizing state processes and integrating advanced technologies. Newsom emphasized California's role as a tech leader, seeking transparency and ethical safeguards while addressing operational challenges. The initiative follows previous modernization efforts in various state departments, and an executive order was signed to enhance hiring and procurement processes, alongside the establishment of an Innovative Fellows Program for state staff.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>U.S. Ends Investigations into Crypto-Betting Platform Polymarket, Paving Way for Regulatory Re-entry</h2>U.S. authorities, including the DOJ and CFTC, have closed investigations into the crypto-betting platform Polymarket, indicating a regulatory shift under the Trump administration. The probes, which intensified during the Biden administration, focused on Polymarket's potential violations of a 2022 settlement that required it to block U.S. users. This resolution aligns with broader crypto-friendly policy efforts in Washington, coinciding with what some are calling “Crypto Week.” Polymarket, which achieved a $2.6 billion trading volume in November primarily from election bets, may now explore official re-entry into the U.S. market, including potential CFTC registration.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>EU Sanctions Crypto-Linked Entities for Election Interference and Disinformation</h2>The EU has imposed sanctions on nine individuals and six entities linked to using cryptocurrencies for election interference and disinformation, notably targeting Kremlin influencer Simeon Boikov for promoting a fabricated voter fraud video in the 2024 US election. The sanctions also affect A7 OOO, a firm implicated in manipulating Moldova’s elections, founded by fugitive Ilan Shor. Connected to a ruble-backed stablecoin, A7 OOO reportedly facilitated illegal fund transfers. This move reflects the EU’s strategy to disrupt funding and operational networks for disinformation campaigns, emphasizing the geopolitical implications of cryptocurrencies in ongoing conflicts.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Thailand Launches Crypto Sandbox for Tourists to Convert Digital Assets to Baht</h2>Thailand has launched a crypto sandbox project enabling tourists to convert cryptocurrencies to baht, enhancing their spending options while visiting. Initially piloted in Phuket, the project aims to boost tourism revenue and establish Thailand as a regional fintech leader. Tourists can convert their digital assets using licensed platforms, with monthly spending limits set at 50,000 bahts for local vendors and 500,000 bahts for certified establishments. The initiative, supported by the SEC and BOT, faces criticism for its lack of educational outreach and clarity on cryptocurrencies involved. Feedback is welcome until August 13, with a potential 18-month duration for the trial.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Hungary’s Crypto Crackdown: Up to 8 Years for Unlicensed Exchanges; Services Suspended</h2>Hungary has enacted strict cryptocurrency regulations, criminalizing the use of unlicensed exchanges and high-value transactions (over 50 million HUF). Penalties include up to five years in prison for users and up to eight for operators. The law, effective since July 1, requires all crypto service providers to obtain a license from the Hungarian National Bank, leaving many operators in limbo. Prominent platforms like Revolut and Bitstamp have suspended services for Hungarian residents. Critics argue that the penalties exceed EU MiCA requirements and that the lack of licensing guidance aims to eliminate rather than regulate crypto trading in Hungary.This article has been refined and enhanced by ChatGPT.

Robot holds stablecoin scroll atop pastel policy dome [stablecoin]

Robot holds stablecoin scroll atop pastel policy dome [stablecoin].webp

This Week’s Global Policy Push: Stablecoin Law Signed, Europe Sanctions

<h2>Citigroup Considers Dollar-Backed Stablecoin and Announces $4 Billion Stock Buyback</h2>Citigroup is exploring the issuance of a dollar-backed stablecoin, as announced by CEO Jane Fraser during the bank’s Q2 2025 earnings call. This initiative aims to enhance digital payments and aligns with ongoing efforts in tokenized deposits and crypto-asset custody services. As one of the first major U.S. banks to consider a proprietary stablecoin, Citigroup is responding to the growing demand for regulated digital payment systems. Following strong quarterly results, Citigroup's shares reached their highest levels since the 2008 financial crisis, prompting the board to authorize a stock buyback of at least $4 billion.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>JPMorgan Unveils Stablecoin Strategy to Compete with Fintech Rivals</h2>On July 15, 2025, JPMorgan CEO Jamie Dimon announced plans to launch stablecoin services and a proprietary deposit token to enhance payment strategies, framing the move as a defensive response to fintech competition. Dimon emphasized the need for banks to engage proactively to safeguard market share. Competitors like Citigroup and Bank of America are exploring stablecoin options and digital asset custody. Regulatory clarity is prompting this shift, with the House set to vote on the GENIUS Act, aimed at establishing a federal framework for stablecoin issuance, further incentivizing traditional banks to participate in this evolving landscape.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Schwab Plans Stablecoin Launch and Bitcoin, Ethereum ETF Expansion</h2>Charles Schwab plans to introduce a stablecoin and expand spot trading for&nbsp;<a href="https://coin360.com/coin/bitcoin-btc">Bitcoin</a> and&nbsp;<a href="https://coin360.com/coin/ethereum-eth">Ethereum</a>, according to CEO Rick Wurster. This prospective shift aims to enhance blockchain transaction solutions for Schwab’s vast client base, managing over $10 trillion in assets. The move could significantly impact the integration of digital assets within traditional finance, prompting institutional interest and cautious market reactions. Observers are particularly attentive to the potential for increased accessibility to digital assets and mainstream adoption, with confirmation on timelines and product details pending.&nbsp;<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Tether and Circle Adapt to GENIUS Act, Tether Launches Compliant USDT for Institutions</h2><a href="https://coin360.com/coin/tether-usdt">Tether</a> and Circle are responding strategically to the GENIUS Act, with Tether planning a new&nbsp;<a href="https://coin360.com/coin/tether-usdt">USDT</a> version for institutional users that complies with the legislation. Circle views the act as validation of its business model. Tether's CEO, Paolo Ardoino, emphasizes adaptability and transparency, bolstered by a recent $1.3 billion profit.&nbsp;<a href="https://coin360.com/review/coinbase">Coinbase</a>'s Brian Armstrong urges for comprehensive regulations, citing the act as foundational yet highlighting the need for further legislation. As of July 19, 2025, USDT maintains a market price of $1.00 and a&nbsp;<a href="https://coin360.com/glossary/market-capitalization">market cap</a> of approximately $160.9 billion, despite a 14.67% drop in trading volume.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Ripple, Circle Face Charter Pushback as SEC Declares Stablecoins Under Banking Oversight</h2>As of July 18, 2025, major U.S. banking groups, including the ABA and ICBA, urged the OCC to halt banking license approvals for&nbsp;<a href="https://coin360.com/coin/xrp-xrp">Ripple</a> and Circle, citing insufficient transparency and noncompliance with fiduciary requirements. The OCC’s move could disrupt trust charter standards and spark regulatory gaps. Meanwhile, SEC Chairman Paul Atkins confirmed&nbsp;<a href="https://coin360.com/glossary/stablecoin">stablecoins</a> will now fall under banking regulation to streamline oversight and reduce legal ambiguity. The shift demands heightened compliance from stablecoin issuers and may catalyze unified regulatory frameworks. Critics warn of systemic risks if crypto firms gain charters without meeting traditional banking expectations.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>PayPal Expands PYUSD Stablecoin to Arbitrum, Enhancing Blockchain Flexibility</h2>PayPal is expanding its&nbsp;<a href="https://coin360.com/coin/paypal-usd-pyusd">PYUSD</a> stablecoin to the&nbsp;<a href="https://coin360.com/coin/arbitrum-arb">Arbitrum</a> blockchain, enhancing user flexibility by integrating multiple blockchain options. Previously partnered with Ethereum and&nbsp;<a href="https://coin360.com/coin/solana-sol">Solana</a>, PYUSD, issued by Paxos, remains pegged at $1 and fully backed by USD deposits and US Treasury instruments. This expansion aims to improve competitiveness in the evolving fintech landscape, leveraging Arbitrum's speed and low fees. The updated terms reflect transaction limits on the new blockchain, allowing for a unified user experience across platforms. PYUSD's introduction in August 2023 and subsequent growth aligns with PayPal’s goal of enabling stable digital currency for commerce.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Ondo Acquires Strangelove, Brings 100+ Tokenized U.S. Assets to BNB Chain and Sei</h2><a href="https://coin360.com/coin/ondo-ondo">Ondo</a> Finance announced two major moves to accelerate real-world asset (RWA) adoption: the acquisition of blockchain infrastructure firm Strangelove to enhance its open-source and modular tech stack, and a partnership with&nbsp;<a href="https://coin360.com/coin/binance-coin-bnb">BNB</a> Chain to bring over 100 tokenized U.S. equities, ETFs, and funds to its users. This expansion onto BNB Chain—second only to Ethereum in daily active users—, grants 24/7 on-chain access to fractionalized U.S. securities. Ondo Finance also launches&nbsp;<a href="https://coin360.com/coin/ondo-u-s-dollar-yield-usdy">USDY</a>, a tokenized US Treasury fund on the&nbsp;<a href="https://coin360.com/coin/sei-sei">SEI</a>&nbsp;<a href="https://coin360.com/glossary/blockchain">Blockchain</a>. These chains are added to Ondo’s Global Markets Alliance, aiming to boost liquidity, interoperability, and investor protection in tokenized capital markets.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>KuCoin Launches xStocks, Offering Tokenized Equities like Tesla and S&amp;P 500 on Solana</h2><a href="https://coin360.com/review/kucoin">KuCoin</a> has launched xStocks, a new line of tokenized equities, allowing access to popular US stocks like Tesla and the S&amp;P 500 ETF via the Solana blockchain. Each token is backed by real shares in regulated custodial accounts. With over 41 million users globally, KuCoin aims to enhance flexible, borderless investing for retail traders. xStocks enables seamless switching between crypto and equities under one account, using USDT, with a focus on lower transaction fees and faster trading. Regulated under Swiss law, this initiative reinforces user trust and integrates traditional finance with crypto innovation for broader investment opportunities.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Kamino Integrates Tokenized Stocks as Collateral, Pioneering DeFi Lending on Solana</h2>Solana-based decentralized lending protocol Kamino has integrated tokenized stocks, specifically launching with AAPLx, allowing users to borrow stablecoins against these equities. This development positions Kamino as the first major&nbsp;<a href="https://coin360.com/glossary/decentralised-finance">DeFi</a> borrowing/lending protocol to use tokenized equities as collateral. The xStocks feature, utilized by platforms like&nbsp;<a href="https://coin360.com/exchange/kraken">Kraken</a> and&nbsp;<a href="https://coin360.com/review/bybit">Bybit</a>, enables 24/7 trading and fractional ownership of U.S. stocks and ETFs. With nearly $3 billion in total value locked, Kamino aims to evolve into a comprehensive on-chain asset marketplace while navigating regulatory challenges associated with tokenized securities.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Dubai's Tokenization Boosts Real Estate Market: 68% of 1,025 Investors Are First-Time Buyers</h2>Dubai's real estate market is experiencing a significant shift with the introduction of tokenization, attracting 1,025 investors, 68% of whom are first-time buyers. The Real Estate Tokenization Project has funded five ventures, with the market projected to reach $16 billion by 2033. Notably, 462 investors contributed to luxury tokenized properties, with an average investment of $2,432. Despite a forecasted 15% price correction due to increased housing supply, Dubai's blockchain strategy aims to sustain its allure. The global tokenized real estate market could reach $16 trillion by 2030, showcasing the burgeoning potential of this investment model.<div class="page-break" style="page-break-after:always;">&nbsp;</div><h2>Bank of England's Andrew Bailey Warns Against Stablecoins, Cites Financial Risks</h2>Bank of England governor Andrew Bailey cautioned against banks issuing stablecoins, emphasizing their potential systemic risks to the financial system and the loss of government control over currency. He supports tokenizing deposits instead and opposes a central bank digital currency. As chairman of the Financial Stability Board, he aims to regulate stablecoin proliferation. In contrast, the U.S. government, under the Trump administration, prioritizes stablecoin regulations to extend dollar dominance, relieving inflation pressures through tokenization of U.S. debt. European officials warn that U.S. dollar stablecoins could threaten the EU financial system, potentially displacing the euro.This article has been refined and enhanced by ChatGPT.

Robot plants real estate tokens across pastel bridge networks [real estate]