Ripple’s $1B Acquisition, Coinbase’s USDC Expansion, and YZi Labs’ $50M Stablecoin Push Reshape Global Payments

Corporate Treasury, Crypto Payouts, and Multi-Stablecoin Networks Mark a New Era for On-Chain Finance

TL;DR:

• Ripple acquires GTreasury for $1 billion to merge blockchain liquidity with enterprise treasury systems.
• Coinbase launches global USDC payouts and payment links for merchants through its new business suite.
• YZi Labs leads a $50 million round in Better Payment Network to scale multi-stablecoin cross-border settlements.

Ripple’s latest acquisition marks a turning point in its push beyond traditional crypto infrastructure. The company confirmed on October 16 that it purchased GTreasury, a 40-year-old enterprise software provider specializing in corporate liquidity and risk management, for $1 billion. The deal brings Ripple directly into the multi-trillion-dollar corporate treasury market, giving it a direct line to CFOs and multinational firms seeking 24/7 cross-border payment rails. GTreasury’s tools will be integrated into Ripple’s existing network to help businesses unlock idle capital, automate liquidity flows, and manage risk in real time using blockchain-based infrastructure. 

GTreasury CEO Renaat Ver Eecke called the deal “a watershed moment for treasury management,” highlighting the convergence between on-chain liquidity and traditional cash operations. This is Ripple’s third acquisition of 2025, following its $1.25 billion purchase of Hidden Road and a $200 million deal for Stellar Rail. Despite its aggressive expansion, XRP remained relatively stable at around $2.35 with roughly 3.2 percent daily volatility after the announcement.

Coinbase, meanwhile, is scaling its ambitions beyond exchange services with the launch of global USDC payouts for businesses. The new feature, introduced through the Coinbase Business platform, enables companies to send and receive payments in USDC anywhere in the world, bypassing banking delays and high cross-border fees. Merchants can generate payment links or invoices directly through the interface, allowing customers to pay instantly in stablecoins. 

The platform also includes integrations with accounting software such as QuickBooks and Xero, multi-user team access, and self-service onboarding that can be approved within two days. Businesses holding USDC balances can earn up to 4.1 percent APY on idle funds, blending treasury-style yield with instant settlement. “Startups and small businesses are weighed down by slow payments, high fees, and outdated banking systems,” said Sid Coelho-Prabhu, Coinbase’s senior director of product. He added that Coinbase Business aims to bring “the speed and global reach of crypto” to modern operations. The company positions the suite as a full-stack financial hub, placing it in direct competition with fintech firms like Brex and Mercury as well as crypto payment processors.

At the same time, YZi Labs, formerly Binance Labs, led a $50 million financing round for Better Payment Network (BPN), a programmable infrastructure designed for multi-stablecoin settlements. Announced on October 16, the funding aims to expand BPN’s dual-rail CeDeFi model, which combines regulated fiat gateways and KYC processes with decentralized on-chain liquidity. The network promises cross-border settlement within three to four hours — compared with one to two days in conventional FX systems — and transaction costs around 0.3 percent versus the 2 percent average for bank transfers. BPN already supports regional stablecoins including BBRL (Brazil), cNGN (Nigeria), MEXAS (Mexico), and EURI (Europe), and plans to add 20 more corridors across Latin America, Africa, and Asia by year-end. 

The capital infusion will fund liquidity pools, automated FX rebalancing engines, and market-making infrastructure. BPN founder Rica Fu said the system offers “a more inclusive and efficient alternative to USD-centric payment systems,” while YZi Labs partner Dana H. called it “a game-changer for cross-border payments.” YZi Labs currently manages more than $10 billion in assets, and the investment reinforces its broader push into blockchain-based financial infrastructure that bridges tradFi and crypto liquidity networks.

Taken together, these moves illustrate how crypto institutions are aggressively positioning for the next phase of financial integration. Ripple is embedding itself in the heart of enterprise liquidity, Coinbase is translating stablecoins into practical business finance tools, and YZi Labs is engineering multi-stablecoin corridors to eliminate FX friction. The collective trajectory underscores a strategic pivot from speculative crypto markets to functional on-chain infrastructure built for corporate, institutional, and cross-border use cases — where efficiency, compliance, and interoperability will define the winners.

This article has been refined and enhanced by ChatGPT.